下面转自某英文论坛的：
"It was reported that Eldershield collected $3.3b of premium, but only paid out $133m, or just (133m/3300m=) 4% of total premium collected.
Although Careshield will give higher payout ($600 vs $400, or 50% more), and longer payment (by at most a few more years perhaps since people in such condition is not expected to live for too long anyway), I suppose the payout is unlikely to far surpass the current payout of $133m? Even if new payout is, let's say, trebled to $400m, it'll still constitute merely 10+% of $3.3b premium collected under Eldershield!
So my question is, if the objective is truly to help and not to profit, why the need to set the premium so high, higher than that set by private insurers (and despite having entry age 10 years younger)?“
