这人在调查的时候没有坦白（这时候坦白估计就是罚款而已不用上庭）
When asked why he did not jointly purchase the property with his mother at the outset, Tan allegedly said that he had made a hasty decision to buy the property, with the understanding that his family would support him financially.
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He is also accused of lying that his family was unable to do so and that he had to add his mother as a joint owner to take a loan.
