When as the result of Injury or Sickness commencing while You are Overseas and if in Our
opinion of ATAP, or an authorized representative of ATAP, it is judged medically appropriate
to move You to another location or to return You to Singapore for medical treatment, ATAP,
or an authorized representative, will arrange for the evacuation utilizing the means best
suited to do so, based on the medical severity of Your condition. We will pay ATAP directly
the covered expenses for such evacuation specified in the Selected Plan under Section 7.
The means of evacuation arranged by ATAP, or an authorized representative of ATAP, may
include air ambulance, surface ambulance, regular air transportation, railroad or any other
appropriate means. All decisions as to the means of transportation and the final destination
will be made by ATAP, or an authorized representative, and will be based solely on medical
necessity.
Covered expenses are expenses for services provided and/or arranged by ATAP for Your
transportation and shall include medical services and medical supplies necessarily incurred
as a result of the emergency medical evacuation.
EXCLUSIONS
We will not pay for:
1) any expenses incurred for services provided by another party for which You are not
liable to pay, or any expenses already included in the cost of a scheduled Trip,
including but not limited to the unutilized portion of the return air ticket for the
scheduled Trip; and/or
2) any expenses for a service not approved and arranged by ATAP, or an authorized
representative of ATAP, unless We decide that such expenses were necessarily
incurred and for reasons beyond the control of You, Your Relative or Travel
Companion, ATAP could not be contacted during the emergency. In any event, We
reserve the right to reimburse You only for those expenses incurred for services which
ATAP would have provided under the same circumstances and up to the limit
specified in the Selected Plan under Section 7.
