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今天贴
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X 前天贴
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保险自从买了之后再没关注过，每年自动renew，也没理赔过，今天突然一看发现每年的保费好多，想请教版上的保险经纪，那些rider有必要重新review？多谢！
35岁，有两个学龄前孩子，自住房房贷还有1M没还；队友和我的保险配套基本一样，差别在于我有保早期重疾，队友没有。
| Basic
Plan |
Status |
Sum Assured |
Basic Premium |
|
| PruTerm Vantage |
In
Force |
1,000,000.00 |
SGD
496.80 |
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| Component |
Status |
Sum
Assured |
Component
Premium |
Cover
Expiry |
| Accelerated Terminal Illness |
In
Force |
1,000,000.00 |
SGD
0.00 |
2043 |
| Crisis Waiver III |
In
Force |
496.8 |
SGD
20.32 |
2043 |
| Crisis Care (PruTerm Vantage) |
In
Force |
500,000.00 |
SGD
1,225.00 |
2043 |
| Accelerated Disability Benefit |
In
Force |
1,000,000.00 |
SGD
80.00 |
2043 |
| Crisis Waiver III |
In
Force |
80 |
SGD
3.27 |
2043 |
| Early Stage Crisis Cover |
In
Force |
100,000.00 |
SGD
797.00 |
2043 |
| Premium Waiver (1st Early Clm) |
In
Force |
797 |
SGD
0.00 |
2043 |
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SGD 2,125.59 |
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