Good afternoon , I’m xxx from Citibank previously assist you with the account opening. Currently we are having a referral program for 250k deposit & 1.5m deposit. Our effective deposit rate for new citigold client 250k is 4% per annual for 6 month/ new private client 1.5m is 3.9%. New client must apply or hold an existing credit card. Do let me know if any friends are interested. Tyvm