今早看博客， 发现HDB 到期价值为零越来越广为周知。结果就是旧楼开始越来越难卖。　 聪明人明白过来赶紧卖旧房换新房还来得及，等所有人都明白过来，就没有接盘侠了。

No easy answers to HDB lease decay issue, but public mindset has to change first　

　https://www.todayonline.com/singapore/big-read-no-easy-answers-hdb-lease-decay-issue-public-expectations-have-change-first

What’s interesting to me is the anecdotal evidence that resale prices of older flats have dropped quite a fair bit.

Similarly, Mr Calvin Loh, 38, a hardware goods showroom manager, said he is also getting anxious about the value of his Commonwealth Close flat, which has 47 years of lease left.

He noted how a former neighbour sold his three-room unit for S$400,000 four years ago, but a similar unit in the same block changed hands for just S$280,000 a few months ago.

It’s also interesting that quite a few of those interviewed are owners that are relatively young. Two of the other owners of old HDB flats mentioned in the article was a 34-year-old guy and a couple in their 30s. The guy inherited the flat from his mother while the couple bought the flat.

普通新加坡人薪水真的远没华新这样高，大部分人辛苦一辈子，终于把HDB贷款还完了，到临终发现基本没给孩子留下啥。

Property Soul Podcast Episode #5: Four Lessons Learnt From Old HDB Flats

https://www.propertysoul.com/2018/05/28/four-lessons-learnt-from-old-hdb-flats/

There are 4 important lessons we learned from this matter. I will cover them in details in this podcast:

Lesson #1: HDB flats is for your stay, not for investment.
Lesson #2: The days of making big profits from HDB flats are over.
Lesson #3: HDB is a home. It is unrealistic to find the best time to sell it.
Lesson #4: You own your flat under HDB. You can’t decide its fate.