标题的这家银行给existing 和 new customer 大多给相同的利率差
把以下配套当一年fixed看就对了，如市场整体利率跌了 银行也得给具有吸引力的配套吸引顾客啊 第二年可换无锁利率配套啊 再换银行 最多银行只拿回了cash rebate
如三年内敛卖家，无取消费用 只拿回cash rebate
*National Day Promo*
First year: 1.89% fixed
Second year: 2.18% fixed or change to prevailing interest rate then
Year 3: 2.18% fixed or change to prevailing interest rate
Thereafter: FHR8 + 1.23%
Fhr 8 refers to our 8 months fixed deposit rate for deposit less than $10k and is currently 0.95%
3 years locked in
One time free conversion during year 2 or year 3
Waiver of cancellation fee due to sales
Wen Yen （标题银行）
98638851
.
