另外我也把Banker发给我的各个银行的利率发出来
所在版块：房产车市 发贴时间：2020-08-15 09:12

用户信息
复制本帖HTML代码
高亮: 今天贴 X 昨天贴 X 前天贴 X 
不过不知道是不是最新的了，如果需要联系方式 可以私信我

HSBC - Floating Rates - 1 Month Sibor as of 9th July is 0.25% - 2 years Lock In
Year 1: 1M SIBOR + 1.05% = 1.30%
Year 2: 1M SIBOR + 1.05% = 1.30%
Year 3: 1M SIBOR + 1.05% = 1.30%
Thereafter: 1M SIBOR + 1.05% = 1.30%

30% partial repayment allowed
One time free conversion to any other packages anytime

Refinancing Legal Subsidy - Below 500K: $1,000 Cash Rebate

UOB - Floating Rates - 3M SIBOR as of 9th July is 0.43% - 2 years Lock In
Year 1 : 3M SIBOR + 1% = 1.43%
Year 2 : 3M SIBOR + 1% = 1.43%
Year 3 : 3M SIBOR + 1% = 1.43%
Thereafter : 3M SIBOR + 1% = 1.43%

Free conversion after 2 year lock in to any other packages.

Refinancing Legal Subsidy - HDB below 300K - 0.40% Loan Amount - Cash Rebate

UOB - Fixed Rates 2 year lock in
1st year - 1.40% fixed
2nd year - 1.40% fixed
3rd year and thereafter - ML Board Rate (0.85%) + 0.95% = 1.80%

Free conversion after 2 year lock in to any other packages.
50% Waiver of penalty due to sale of property.
Up to 10% partial repayment allowed per year

Refinancing Legal Subsidy - HDB below 300K - 0.40% Loan Amount - Cash Rebate

UOB - Fixed Rates 3 year lock in
1st year - 1.68% fixed
2nd year - 1.68% fixed
3rd year - 1.68% fixed
4th year and thereafter - ML Board Rate (0.85%) + 1.03% = 1.98%

Free conversion after 2 years lock in to any other packages.
Waiver of penalty due to sale of property.
Up to 10% partial repayment allowed per year

Refinancing Legal Subsidy - HDB below 300K - 0.40% Loan Amount - Cash Rebate

Maybank - Floating Rates - 3M SIBOR as of 9th July is 0.43% - 1 year Lock In
Year 1 : 3M SIBOR + 0.85% = 1.28%
Year 2 : 3M SIBOR + 0.85% = 1.28%
Year 3 : 3M SIBOR + 1.25% = 1.68%
Thereafter : 3M SIBOR + 1.25% = 1.68%

Refinancing Legal Subsidy - HDB Below 500K - 0.40% of the Loan Amount - Cash Rebate

MayBank - Fixed Rates - 2 years Lock In
Year 1 - 1.50% Fixed
Year 2 - 1.50% Fixed
Thereafter - SRFR2 Board Rates (4.85%) - 2.10% = 2.75%

Refinancing Legal Subsidy - HDB Below 500K - 0.40% of the Loan Amount - Cash Rebate


DBS - Fixed Rates 2 years lock in
Year 1: 1.50% fixed
Year 2: 1.50% fixed
Thereafter: FHR24 - Fixed Deposit Link Rates (0.90%) + 0.90%= 1.80%

Free conversion after 2 years lock in to any other packages.
Waiver of penalty due to sale of property

Refinancing Legal Subsidy - HDB below 300K - 0.40% Loan Amount - Cash Rebate

DBS - Fixed Rates 3 years lock in
Year 1: 1.50% fixed
Year 2: 1.50% fixed
Year 3: 1.50% fixed
Thereafter: FHR24 - Fixed Deposit Link Rates (0.90%) + 0.90%= 1.80%

Free conversion after 1 year lock in to any other packages.
Waiver of penalty due to sale of property

Refinancing Legal Subsidy - HDB below 300K - 0.40% Loan Amount - Cash Rebate

DBS - Fixed Rates - 5 year lock in
Year 1: 1.50% fixed
Year 2: 1.50% fixed
Year 3: 1.50% fixed
Year 4: 1.50% fixed
Year 5: 1.50% fixed
Thereafter: FHR24 - Fixed Deposit Link Rates (0.90%) + 0.90%= 1.80%

Free conversion after 1 year lock in to any other packages.
Waiver of penalty due to sale of property
Partial repayment allowed up to 90% of the loan

Refinancing Legal Subsidy - HDB below 300K - 0.40% Loan Amount - Cash Rebate

Cost Involved
Legal Fees $1,500 Nett (Can pay by CPF Ordinary Account or Cash)
Valuation fees $250 estimate (UOB Valuation Fee at $160)

Rebates
$1,000 cash rebate from HSBC
$900 legal subsidy from UOB
$900 cash rebates from Maybank
$900 cash rebate from DBS
.
欢迎来到华新中文网，踊跃发帖是支持我们的最好方法!

我最讨厌2种人： 1.有种族歧视的人 2.黑人 3.数不清数的人
　相关帖子 我要回复↙ ↗回到正文
【房】想询问一下关于HDB贷款换银行贷款的refinance － 红色彗星 　2020-08-15 09:10 (1108 bytes , 1434reads )
如果短期可能卖房，记得要求waver due to sales － 凡人 　2020-08-24 17:15 (0 bytes , 17reads )
你这个律师费有点贵了啊 － 凡人 　2020-08-24 17:14 (31 bytes , 29reads )
有风险 － gmartin 　2020-08-24 08:53 (43 bytes , 39reads )
想太多了 一个月一千来块钱的月供怎么可能交不出来 － 功夫熊猫 　2020-08-24 08:44 (50 bytes , 11reads )
把贷款还清了买第二套 － 我爱读书 　2020-08-24 08:27 (20 bytes , 13reads )
借贴问一下 － 阿丸^_^ 　2020-08-24 08:22 (175 bytes , 22reads )
纯佩服下各种计算不嫌麻烦 － 小馋牛 　2020-08-16 13:28 (50 bytes , 17reads )
楼主要先计划一下总共打算在这个房子住多少年 － 花より男子 　2020-08-16 08:36 (225 bytes , 22reads )
好的好的 确实这样的思路才是正确的 － 红色彗星 　2020-08-16 13:24 (6 bytes , 23reads )
另外我也把Banker发给我的各个银行的利率发出来 － 红色彗星 　2020-08-15 09:12 (3501 bytes , 41reads )
你贴的这些利率适用于商业地产吗？ － cosine 　2020-08-24 12:12 (22 bytes , 15reads )
商业的是指的商铺那种么 － 红色彗星 　2020-08-24 16:22 (83 bytes , 11reads )
不是很值得 － 大叔一名 　2020-08-15 10:28 (196 bytes , 26reads )
哦 对哟 对哟 － 红色彗星 　2020-08-15 10:52 (67 bytes , 29reads )
你那教法律的老师 － shaokunlun 　2020-08-15 12:22 (107 bytes , 45reads )