µÇ¼ | Ê×Ò³ -> »ªÐÂÏÊÊ -> ÐÄÇéÏÐÁÄ | Çл»µ½£º´«Í³°æ / sForum | Ê÷ÐÎÁбí
Çóaia¾­¼ÍÀ´ËµÒ»ÏÂfamily first secure,ÂòµÄʱºò¶¼²»ÖªµÀÕâ¸öÊÇILPÒ²ÊÇ×íÁË
<<ʼҳ¡¡ <ÉÏÒ³ ¡¡ 1¡¡ 2¡¡ 3¡¡ [4]¡¡ Ä©Ò³>>¡¡

Õâ¸ö±£µ¥Ò²²»ÊÇÒ»ÎÞÊÇ´¦£¬ÎÒ×Ô¼ºÒ²ÓÐÂòÔÚÁ˽âÁ˱£µ¥ÌØÐÔÖ®ºóµÄ¹ºÂò£¬ºÍ±»ºöÓÆÁËÂò£¬ÐÔÖʲ»Ì«Ò»Ñù¡£

Ò»°ãÒѾ­ÂòÁ˵ģ¬ÎÒ¶¼²»½¨Òé¸îÈ⣬µÃ¿´¾ßÌåµÄcoverÄÚÈÝ£¬ÔÙ¿´Ôõô´¦Àí¡£

°æÉÏ»ù±¾¶¼ÊÇÒ»ÎÑ·äµÄ˵ILP²»ºÃµÄ£¬ÎÒ¶¥¹ø¸ÇÏÈÅÜÁË¡«¡«ÃâµÃÓÖÓÐͬÐÐÀ´¹¥»÷¡£¡£¡£

PS£ºÎÒ»ù±¾²»ÂôILP£¬Ì«¸´ÔÓ£¬¿Í»§ºÜÄÑÀí½â¡£
¡¡[±¾ÎÄ·¢ËÍ×Ô»ªÐÂiOS APP] [ËÜÁÏõ¹å (5-17 15:01, Long long ago)] [ ´«Í³°æ | sForum ][µÇ¼ºó»Ø¸´]61Â¥

(ÒýÓà ËÜÁÏõ¹å:Õâ¸ö±£µ¥Ò²²»ÊÇÒ»ÎÞÊÇ´¦£¬ÎÒ×Ô¼ºÒ²ÓÐÂòÔÚÁ˽âÁ˱£µ¥ÌØÐÔÖ®ºóµÄ¹ºÂò£¬ºÍ±»ºöÓÆÁËÂò£¬ÐÔÖʲ»Ì«Ò»Ñù¡£ Ò»°ãÒѾ­ÂòÁ˵ģ¬ÎÒ¶¼²»½¨Òé¸îÈ⣬µÃ...)ÇëÎʳýÁ˸îµô»¹ÓÐÆäËûʲô·½·¨¿ÉÒÔ¼õÉÙËðʧÂ𣿠ллÀ²[purpleÔÆ (5-17 15:39, Long long ago)] [ ´«Í³°æ | sForum ][µÇ¼ºó»Ø¸´]62Â¥

(ÒýÓà purpleÔÆ:ÇëÎʳýÁ˸îµô»¹ÓÐÆäËûʲô·½·¨¿ÉÒÔ¼õÉÙËðʧÂ𣿠ллÀ²)ÎÒ²»½¨Òé¸îµô¡£±¾Éí¾ÍÊÇÒ»¸ö±£ÏÕ£¬±ð°ÑËüµ±´¢Ðî»òÕßͶ×Ê¿´´ýµ±³É´¿±£ÏÕ£¬ÎÒ¾õµÃËü²»´í°¡£¡ ¡¡[±¾ÎÄ·¢ËÍ×Ô»ªÐÂiOS APP] [ËÜÁÏõ¹å (5-17 16:02, Long long ago)] [ ´«Í³°æ | sForum ][µÇ¼ºó»Ø¸´]63Â¥

(ÒýÓà purpleÔÆ:ÇëÎʳýÁ˸îµô»¹ÓÐÆäËûʲô·½·¨¿ÉÒÔ¼õÉÙËðʧÂ𣿠ллÀ²)½«±£ÏճɷֽµµÍ¶ÔÓÚILP¼Æ»®£¬¿ÉÒÔ½«±£ÏÕ²¿·Ö½µÖÁ×îµÍ£¬È»ºó×÷Ϊһ·Ý´¿Í¶×ʼƻ®¡£

ÕâÑùinsurance charge½«»á¼õÉÙ£¬°´ÕÕ¸öÈË·çÏÕ³ÐÊÜÄÜÁ¦À´×öͶ×Ê£¬break evenºó£¬»òÕß׬ÁËÒ»µãÇ®ºóÔÙ¿¼ÂǶϵô

Èç¹ûÕâÑù£¬×îºÃ¾¡¿ì²¹³äÒ»·Ý´¿±£Õϼƻ®£¬À´Âú×ã¼ÒÍ¥¼°¸öÈ˵ı£ÕÏÐèÇó
¡¡[±¾ÎÄ·¢ËÍ×Ô»ªÐÂiOS APP] [PrudentialСÎâ (5-17 16:05, Long long ago)] [ ´«Í³°æ | sForum ][µÇ¼ºó»Ø¸´]64Â¥

(ÒýÓà purpleÔÆ:ÇëÎʳýÁ˸îµô»¹ÓÐÆäËûʲô·½·¨¿ÉÒÔ¼õÉÙËðʧÂ𣿠ллÀ²)Èç¹ûµ±±£ÏյĻ°±£·ÑÑ¡cash fund.¼ÆËãºÃËùÒª±£µÄÄêÏÞ£¬±£¶îºÍ±£·Ñ¡£µ±Ëù½»µÄ±£·Ñ¹»ÁË£¬¾Í²»½»ÁË£¬µ±×öÊÇÒ»·ÝûÓлر¨term±£µ¥¡£±£ÏÕ·ÑÓÃÈÃËüÂýÂý¿Û°É¡£
µ±Í¶×ʵĻ°£¬Ð¡ÓÚ4Äê¾Í¶Ïµô°É£¬³¬¹ýµÄ»°¾Í±£Áô°É£¬¶¨ÆÚreviewһϻù½ðÇé¿ö£¬¾¡Á¿¼õÉÙËðʧ¡£
´ÓͶ×ʽǶȿ´£¬µ½±£ÏÕµÄILP»ù±¾ÉÏÊÇ¿÷Ç®¡£Êµ¼ÊÉϱ£ÏÕ¹«Ë¾ÓÐÒ»ÖÖ´¿Í¶×ʵÄILP,ºÍfundsupermart¿ÉÒÔÑ¡ÔñµÄ»ù½ðÒ»Ñù£¬Ó¶½ð¿ÉÒÔ½µµ½0,×î¸ß3%.(Ïà¶ÔÄÇÖָߴï50%µÄÓ¶½ð£¬¹À¼ÆºÜ¶à¾­¼Í¶¼²»ÌáÕâ¸ö)
¡¡[±¾ÎÄ·¢ËÍ×Ô»ªÐÂÊÖ»úWap°æ] [bigmice (5-17 17:17, Long long ago)] [ ´«Í³°æ | sForum ][µÇ¼ºó»Ø¸´]65Â¥

ÎÒ09ÄêÂòµÄILP£¬Ò²»¹ÊÇûÓлر¾£¬¿÷ÁË5K×óÓÒ¡£×Ô¼º×öÁ˱£ÏÕ¾­¼Íºó²ÅÇå³þÔõô»ØÊ£¬ILP¾ÍÊÇTerm¼ÓUnit Trust¶øÒÑ¡£
¼ÙÈç×Ô¼ºÓÐÂôÂò¹ÉƱµÄ»°£¬ILPÊÇÊôÓÚС¶ù¿Æ£¬Ã»É¶ºÃŵġ£
[¹ÉƱÌ×ÀÎ (5-17 17:53, Long long ago)] [ ´«Í³°æ | sForum ][µÇ¼ºó»Ø¸´]66Â¥

(ÒýÓà purpleÔÆ:»¹ÓиöÎÊÌâÏëÇë½Ì¾ÍÊdzýÁË°Ñbenefit ½µµ½30K£¬ ÊÇ·ñÓаÑһЩrider ³ýÈ¥£¬±ÈÈçʲôwaiver of critical illness (¾ÍÊǵôó²¡Á˾Ͳ»ÐèÒªÔÙ½»...)²»ºÃÒâ˼¸Õ¿´µ½ÈÃÎÒÏÈÈ¥³Ô¸ö·¹£¬ÍíÉÏÀ´»Ø¸´Äã¡£ ¡¡[±¾ÎÄ·¢ËÍ×Ô»ªÐÂiOS APP] [Adabada (5-17 18:40, Long long ago)] [ ´«Í³°æ | sForum ][µÇ¼ºó»Ø¸´]67Â¥

ͬÑùÂòÁËfamily first protect²»ÖªµÀ¸ÃÁô»¹ÊǸøî.agent×î½üÓÖ´ÇÖ°ÁË.ÏÈ¿Þ»áÈ¥¡­ ¡¡[±¾ÎÄ·¢ËÍ×Ô»ªÐÂiOS APP] [êdzƽÐcrystal (5-17 19:07, Long long ago)] [ ´«Í³°æ | sForum ][µÇ¼ºó»Ø¸´]68Â¥

(ÒýÓà Adabada:²»ºÃÒâ˼¸Õ¿´µ½ÈÃÎÒÏÈÈ¥³Ô¸ö·¹£¬ÍíÉÏÀ´»Ø¸´Äã¡£)¹þ¹þ£¬ºÃµÎ¡£×øµÈ¹þ~~~лл~~~[purpleÔÆ (5-18 11:38, Long long ago)] [ ´«Í³°æ | sForum ][µÇ¼ºó»Ø¸´]69Â¥

(ÒýÓà purpleÔÆ:¹þ¹þ£¬ºÃµÎ¡£×øµÈ¹þ~~~лл~~~)×òÌì´òÁËÒ»´ó¶Î·¢³öµÄʱºòûÁËÈ»ºó¾ÍÀÁÁ˸ɴàȥ˯¾õÁË¡£½ñÌìÖØÐÂÔÙдһ±é°É¡£
Ê×ÏÈÉùÃ÷£¬ÎÒ²»ÊDZ£ÏÕ¾­¼Í£¬ÕâЩÊÇÎÒ¸öÈËÑо¿ºóµÄÀí½â£¬½ö¹©²Î¿¼¡£
ÏȻشðÄãµÄµÚÒ»¸öÎÊÌ⣬ÊǵÄÎҵı£¶î¾ÍÊÇ30k£¬Ã¿ÔÂpremium $150£¬Ó¦¸ÃÊÇÕâ¸öproduct¹æ¶¨µÄ×îµÍ±£¶îÁË¡£
ÎÒ¶ÔÕâ¸ö²úÆ·µÄÀí½âÊÇ£¬Õâ¾ÍÏñÒ»±­¼¦Î²¾Æ£¬»ìÔÓÁ˸÷ÖÖ¶«Î÷¡£¼ÈÈ»ÊDZ£ÏÕ£¬¾Í¿Ï¶¨ÓÐÒ»¸ö»ù´¡µÄÏÕ£¬Ò²¾ÍÊÇÄÇ30k¡£È»ºóÔÚÕâ¸ö»ù´¡ÉÏ¿ÉÒÔ¼Ó¸÷Öִ󲡣¨CI£©µÄrider£¬rider˵°×ÁËÆäʵ¾ÍÊǸ÷ÖÖtermÏÕ£¬Õⲿ·Ö¸¶·Ñ²»¶à£¬Ã»ÓÐvalue£¬µ±È»±£ÕÏÒ²²»¶à¡£ÎҵĴ¦Àí·½·¨ÊÇcancelµôÁËËùÓеÄrider£¬Ö»±£Áô×î»ù±¾µÄÄǸöËÀÍöÏÕ¡£
±£ÏÕÓÀÔ¶²»ÊÇÓÃÀ´×¬Ç®µÄ£¬ËüÖ»ÊÇÒ»¸ö±£ÕϵŦÄÜ¡£Èç¹ûÎÒ¹ÒÁË£¬30kµ±È»ÊÇÔ¶Ô¶²»¹»µÄ£¬ËùÒÔÎÒ×Ô¼ºÁíÍâÂòÁËÈËÉí±£ÏÕ¡£ÎÒÏÖÔÚ¾õµÃÒª±£ÕϾÍÀÏÀÏʵʵÂòÈËÉí±£ÏÕ£¬30ËêÒÔÇ°»ýÐî²»¶àͬÑùµÄ±£¶î¿ÉÒÔÂòterm±È½Ï±ãÒË¡£ÒªÑøÀϾÍÀÏÀÏʵʵ´æÇ®£¬Âò¶¨´æÂòծȯ¡£ÒªÍ¶×ʾ͹ÉƱ»ù½ð·¿µØ²ú¡£ÏñILPÕâÖÖËIJ»Ïñ×îÊǶñÐÄÁË£¬±£ÏÕÂï±£¶îС£¬Í¶×ÊÂï²»Áé»î£¬agent»¹´ò×Å´æÇ®¡°ÑøÀÏ¡±µÄÆìºÅ£¬²»Ö¹¼¦Àߣ¬¼òÖ±À¬»ø¡£
ÌâÍâ»°£¬Èç¹û²»ÊÇÄǸö²»¿¿Æ×µÄagent×îºó¸úÎÒÍæʧ×ÙÎÒÒ²²»»áÕýÊÓÕâ¸öÎÊÌ⣬Ȼºó×Ô¼ºÈ¥ÍøÉÏ×ö¹¦¿Î¡£
¡¡[±¾ÎÄ·¢ËÍ×Ô»ªÐÂiOS APP] [Adabada (5-18 12:45, Long long ago)] [ ´«Í³°æ | sForum ][µÇ¼ºó»Ø¸´]70Â¥

(ÒýÓà Adabada:×òÌì´òÁËÒ»´ó¶Î·¢³öµÄʱºòûÁËÈ»ºó¾ÍÀÁÁ˸ɴàȥ˯¾õÁË¡£½ñÌìÖØÐÂÔÙдһ±é°É¡£ Ê×ÏÈÉùÃ÷£¬ÎÒ²»ÊDZ£ÏÕ¾­¼Í£¬ÕâЩÊÇÎÒ¸öÈËÑо¿ºóµÄÀí½â£¬½ö¹...)haha, лл½â´ð¡£ÈËÉí±£ÏÕ¾ÍÊÇwhole life plan Â𣿻¹ÊÇÖ¸term?[purpleÔÆ (5-18 13:22, Long long ago)] [ ´«Í³°æ | sForum ][µÇ¼ºó»Ø¸´]71Â¥

(ÒýÓà purpleÔÆ:haha, лл½â´ð¡£ÈËÉí±£ÏÕ¾ÍÊÇwhole life plan Â𣿻¹ÊÇÖ¸term?)²»¿ÍÆøÈËÉí±£ÏÕÓÐÁ½ÖÖ£¬whole lifeµÄ»òÕßtermµÄ¶¼ÓС£whole lifeµÄ±£µ¥ÓÐ×ÔÉí¼ÛÖµ£¬termµÄûÓУ¬Ò²¾ÍÊÇ˵termµÄÍ£µôÊÇûÓÐsurrender valueµÄ¡£µ«ÊÇtermµÄ±ãÒË£¬Í¬ÑùµÄ±£¶îtermµÄ±Èwhole lifeµÄ»á±ãÒ˺ܶࡣµ«ÊǺÃÏñtermµÄµ½Ò»¶¨ÄêÁäºó30/40+£¬·ÑÓûá±äµÃ¸ßºÜ¶à¡£whole lifeÊǽÉxxÄêÂú±£Õϵ½70»¹ÊÇ75ËêµÄÍüÁË£¬±£µ¥matureÖ®ºó¿ÉÒÔÌá³öÀïÃæµÄÊ£Óà¼ÛÖµ£¬µ±È»Ç°ÌáÊÇҪŬÁ¦»îµ½ÄÇô¾ÃÀ²£¡
ÎÒÂòµÄÊÇwhole lifeµÄ£¬ÒòΪÄê¼ÍÔ½´óÁËÂòterm²»ÊǺܻ®Ë㣬¸É´à¾ÍÂòÁËwhole lifeµÄ¡£
¡¡[±¾ÎÄ·¢ËÍ×Ô»ªÐÂiOS APP] [Adabada (5-18 19:12, Long long ago)] [ ´«Í³°æ | sForum ][µÇ¼ºó»Ø¸´]72Â¥

¸Õ¸ú¾­¼Í̸ÁËһϣ¬Ëýµ±È»Ëµ²»½¨ÒéÎҶϵô˵ǰ¼¸ÄêÎҸý»µÄÇ®¶¼½»ÁËallocationʲôµÄ¶¼²î²»¶àÁË£¬ÏÖÔÚÕâЩfunds±íÏÖ»¹²»´í¶øÇÒÈç¹ûÎÒ¼ÒÈ˶®Í¶×Ê£¬ÍêÈ«¿ÉÒÔ×Ô¼ºÑ¡Ôñ¹ÉƱ×éºÏ
˵µ½½µµÍ±£ÕÏ£¬Ëý˵µÈÍËÐÝÁ˺¢×Ó³¤´ó²»ÔÙÐèÒªÄÇô¶à±£ÕÏʱ¿ÉÒÔ½µµÍ±£¶î£¬»òÕßÈ¡³öÏֽ𶼿ÉÒÔ£¬×ÜÖ®ËýºÜ¾ªÑÈÎÒΪʲô˵¿÷Ç®£¬ÈÃÎÒɶ¶¼²»Òª¶¯¡£¡£
Ò»Á³ã±ÆÇó´óÉñÖ¸µã
¡¡[±¾ÎÄ·¢ËÍ×Ô»ªÐÂiOS APP] [С²öÅ£ (5-18 21:58, Long long ago)] [ ´«Í³°æ | sForum ][µÇ¼ºó»Ø¸´]73Â¥

(ÒýÓà Adabada:²»¿ÍÆøÈËÉí±£ÏÕÓÐÁ½ÖÖ£¬whole lifeµÄ»òÕßtermµÄ¶¼ÓС£whole lifeµÄ±£µ¥ÓÐ×ÔÉí¼ÛÖµ£¬termµÄûÓУ¬Ò²¾ÍÊÇ˵termµÄÍ£µôÊÇûÓÐsurrender valu...)ÊܽÌÁË£¬Ð»Ð»¡£ÇëÎÊÒ»ÏÂwhole life ÄļÒÇ¿°¡£¿ÄãÓ¦¸Ã¶¼±È½ÏÁËһȦÁË°É£¿ÏÖÔÚ»¹ÓÐMultiplier ÕâÖÖ¶«Î÷£¬ÓдóµÄÓÐСµÄ£¬Ôª·¼ÄãÖ×ô¿´£¿ÎÊÄãÕâô¶àÎÊÌâÎÒ¶¼²»ºÃÒâ˼ÁË¡£¡£¡£¡£[purpleÔÆ (5-19 15:37, Long long ago)] [ ´«Í³°æ | sForum ][µÇ¼ºó»Ø¸´]74Â¥

(ÒýÓà purpleÔÆ:ÊܽÌÁË£¬Ð»Ð»¡£ÇëÎÊÒ»ÏÂwhole life ÄļÒÇ¿°¡£¿ÄãÓ¦¸Ã¶¼±È½ÏÁËһȦÁË°É£¿ÏÖÔÚ»¹ÓÐMultiplier ÕâÖÖ¶«Î÷£¬ÓдóµÄÓÐСµÄ£¬Ôª·¼ÄãÖ×ô¿´£¿ÎÊÄã...)Õâ¸öÎÒ»¹ÕæûÔõôÑо¿ÒòΪ´óѧ±ÏÒµ¾Í¸úÔÚAIA¹¤×÷µÄͬѧÂòÁ˼¸¸ö±£ÏÕ£¬ËùÒÔÒ²²»ÏëÂé·³ÔÙÕÒÆäËû¹«Ë¾µÄÈË£¬¾ÍÕÒËûÂòÁËAIAµÄ²úÆ·¡£
²»¹ý¾ÝÎҹ۲죬±£ÏÕ¹«Ë¾µÄ²úÆ·Ò»°ã¶¼´óͬСÒ죬һ¸ö¹«Ë¾Ä³¸ö²úÆ·ÂôµÄºÃ²»¶à¾ÃÁíÒ»¸ö¹«Ë¾¾Í»áÍƳöÒ»¸öÀàËƵġ£ËùÒÔ»¹ÊÇ¿´¸öÈËÀ²£¬ÎÒÊǾõµÃÕÒ¸ö¿¿Æ×µãµÄ±£ÏÕ¾­¼Í£¬È»ºó¾¡Á¿¸úÒ»¸öÈËÂò×Ô¼ºÐèÒªµÄ²úÆ·£¬Ê¡µÄÕÒ²»Í¬µÄÈËÂé·³¡£
¡¡[±¾ÎÄ·¢ËÍ×Ô»ªÐÂiOS APP] [Adabada (5-19 18:14, Long long ago)] [ ´«Í³°æ | sForum ][µÇ¼ºó»Ø¸´]75Â¥


<<ʼҳ¡¡ <ÉÏÒ³ ¡¡ 1¡¡ 2¡¡ 3¡¡ [4]¡¡ Ä©Ò³>>¡¡
µÇ¼ | Ê×Ò³ -> »ªÐÂÏÊÊ -> ÐÄÇéÏÐÁÄ | [ˢб¾Ò³] | Çл»µ½£º´«Í³°æ / sForum