my 2 cents opinions:1. buy some defensive stock to collect divident. My recommendation: SP Ausnet. 2. change the US dollar to Japanese Yen. US $ is going to depreciate against Asian currency in the next several years. 3. Fix Deposit. Nowadays the intest rate is quite attactive.

several suggestions:1. follow this forum 2. a weekly magazine called "Edge" 3. a bi-weekly overal stock market magazine by phillip investment these will give you some idea of the market. but do not encourage you enter the market without knowledge, and the timing is not very favorable, from my point of view.