应该关注哪种行业？我是说新加坡股市。
股票这么多，是不是先选择一个比较看好的行业，
然后挑选里面的几个股票来操作？

谢谢！

The University of Michigan's final November consumer sentiment index was a marginal improvement over the preliminary numbers announced earlier. The index rose to 93.7 in the final reading from 93.5 in the preliminary reading. The current conditions index rose to 102.5 in November from October's final reading of 99.9 and the expectation index also rose further to 88.1 in November from 83 in October.

The better consumer mood was the result of markedly faster US growth in the third quarter and improvement in the labour market. While this may not necessarily translate into stronger consumer spending, it does at least ensure that consumer spending should not fall below current levels. Continued consumer spending plus a resurgence in business spending should keep the US growth momentum going into 2004. With growth of 3-4% annualised expected in 4Q03 and into 2004, we believe this should be a boost to Singapore's non-oil domestic exports (NODX) in the months ahead. In such an environment, we believe that Singapore can achieve at least 0.8% yoy GDP growth for 2003 and as the global economic climate improves further, better growth of 5.3% yoy for 2004.

Leslie Tang
UOB Kay Hian Research

Now that STI has jumped up quite nicely, led by buying in big caps/index
linked stocks, much of the bearish views have to be discounted already. In
fact, the sharp reversal from a bearish breakdown when it went below 1670,
to a bullish V-shape bottom at 1643, is a GOOD SIGN of a significant bottom
at 1643. See attached chart.

The downward momentum has been lost. A new up trend has started from 1643,
especially since it is able to trade above 1702 today (It will be better if
STI can close above 1702).

Conclusion: Market has turned around from bearish to bullish, possibly for
the next 5-6 weeks. Target is above the 1805 recent high, possibly 1900 by
Jan04.

另外units trust 和funds 有什么区别吗？如果要买怎样找broker或是dealer呢？偶确实一窍不通，谢谢大侠们指点了！
哦，还有一问就是有人投资过property吗？

美国国债大致有三种

Treasury bills - T-bills 短期债券 <1年
Treasury notes 中期债券
Treasury bond 长期债券

我不是很清楚unit trust 跟fund 有什么区别。在我的概念里，投资基金，就是去买unit trust啦。小市民的观点。fund ，即使是在投资的术语里来说，也是一个泛指吧？一般的银行、保险公司（如 [置顶] 保险全攻略之一：我需要买保险吗？ － BodyandSoul）都有卖自己的基金，unit trust。 银行里满天飞的那种传单就是不少是介绍基金的。有银行的账户好像就可以了。

property 有自己的特殊的基金，叫做 real estate investment trust (REIT), 比如这里的 fortune reit， 基本上和其他基金是一样的，至少投资的是房地产。 要自己买楼卖楼。。很贵啊。