爸妈在国内想买 工行的理财产品
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作者:笑天 (等级:8 - 融会贯通,发帖:9295) 发表:2020-04-27 08:32:27  55楼 
当年雷曼兄弟坑人的工具之一就是结构性存款从那以后,这个词就臭了 直到几年后,银行开始包装保障本金 才重新进入人们的眼界 而天朝直达到这两年才赶上这一波-老百姓被坑怕了.不要光看广告怎么说的,看看结构性存款的结构是什么,五花八门 DBS, UOB的宣传稍微实在一点
早上起来,还是想说-这个应该比较准确-银行广告不算,要看合同
https://www.gotothings.com/singapore/what-is-structured-deposit.htm

Structured products is a class of investments involving the use of complex financial derivatives to deliver a steady annual return above traditional fixed deposits.
Different between Principal Guaranteed and Principal Protected
Principal Guaranteed means that even if a product fails, you will get back the full sum you invested.
Principal Protected means the bank or investment institution that is managing your money is taking steps to invest your money to ensure you will lose part or all of your principal sum.
Most structured products are merely principal protected.
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