Interest rate of 3.25% per annum is not guaranteed. Prevailing interest rate at the point of deposit will be determined by Income. Any cash benefits paid under the Disability Care Benefit cannot be accumulated with Income at the prevailing interest rate.^

c Cash value
You may choose to cash in this policy fully or partially. Your policy will end after you cash in the policy fully.
For single premium policy, you can only cash in this policy after you have paid the net premium(s).
For regular premium policy, you can only cash in this policy after you have been paying pre