1.u just approach to any posb or dbs atm machine and fetch a pamphlet.

2.then u fill in ur info on the debit appication side---the pamphlet has two sides,the other side is 4 credit card, dont mix up.

3.if u dont have a firm signature, u should generate one for sign the bill.

4.u bring the filled form to any dbs branches and hand it over to the staff there, they will double check with u.

5.u should bring along ur passport and student pass.

6.after the stuff check with u, u wiol get ur card within 2 weeks,then u confirm and activate it.

7.congratulations,now u have ur own debit card!

如果你是PR,s$36000 will b ok

新加坡境内的金融机构众多，竞争激烈，想尽办法扩大各自的业务量；所以，即便收费，银行之间的的差别应该很小才能保持竞争力，故而可以先以一家为参考。如果连本地的DBS都不能满足客户要求的话，其他银行估计也不会。

另外，如果你真的有兴趣申请，可以上网仔细比较各家银行的优劣后再作决定，毕竟申请信用卡对工薪阶层不是件小事。