看你一般的花销是什么了海风说的everyday 在Carrefour消费返５％现金，其它也就是１－２％，也不是很多了。
最简单的办法是上各大银行网站上看看信用卡的基本折扣和返现条款，然后对照一下自己日常的开销就知道了。不过要注意有些可能是临时的，看清楚有没有有效期。（比如everyday在Watson's消费有６％返现，不过只到明年一月三号之前有效。）
for normal credit
most if not all, the cash back rate is 0.5%
the good thing about POSB everyday is not really about Carrefour because if you dun stay near then it is not useful. it is based 2 things
1. PUB bill can be paid by this. no other cards offer this
2. no minimun for the cash credit back. monthly deduction from your bill. (never owned one, just based on my understanding. pleas let me know if i am worng)
citibank got more discount at various restraunts and pubs, but if you dun really spend money there, then no use again. cash back for dividend card is at minimun 50 SGD, which means by the lowest rate 0.5%, you need to spend about 10k in order to qualify.
the good thing about POSB everyday is not really about Carrefour because if you dun stay near then it is not useful. it is based 2 things
1. PUB bill can be paid by this. no other cards offer this
2. no minimun for the cash credit back. monthly deduction from your bill. (never owned one, just based on my understanding. pleas let me know if i am worng)
citibank got more discount at various restraunts and pubs, but if you dun really spend money there, then no use again. cash back for dividend card is at minimun 50 SGD, which means by the lowest rate 0.5%, you need to spend about 10k in order to qualify.
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