你如果有posb的savings就直接让它给你个checking account连到你的savings，checking account里面不用有钱的。
You pay $2/mth for the POSB checking account IIRC.
but if you apply for credit line like Cashline or OCBC's Easicredit, etc.. you can ask for annual fee waiver and get a free checkbook, essentially free..
Huasing Association 1999 - 2013