AIA 保费,那个信用卡付合适
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作者:yydaddy (等级:3 - 略知一二,发帖:303) 发表:2025-01-13 21:57:28  楼主  关注此帖
AIA 保费,那个信用卡付合适
问了一下chatgpt, 但是AIA或者axs不能Amex卡,Maybank的visa卡保费只算50%,其他的必须用在其他消费,只想刷保费,其他消费在用其他卡

Paying your AIA insurance premiums with a credit card can be a strategic way to earn cashback. Here are some credit cards in Singapore that offer cashback on insurance payments:

UOB Absolute Cashback Card
Offers 1.7% unlimited cashback on all spend, including insurance premiums, with no minimum spend required. American Express True Cashback Card
Provides 1.5% unlimited cashback on all eligible purchases, including insurance payments, with no minimum spend. New card members enjoy 3% cashback on up to $5,000 spend in the first 6 months. Maybank Platinum Visa Card
Offers up to 3.33% cashback on all spend, including insurance premiums, with a minimum monthly spend of S$300 per quarter. Cashback is capped at S$30 per quarter for S$300 spend, S$100 for S$1,000 spend, and S$200 for S$2,000 spend. Important Considerations:
. Card Acceptance: Ensure that AIA accepts the specific credit card for premium payments. Some insurers may have restrictions on certain card networks. For instance, AIA accepts American Express cards, making the UOB Absolute Cashback Card and American Express True Cashback Card viable options.
. Cashback Caps and Minimum Spend: Be aware of any cashback caps and minimum spend requirements associated with each card to maximize your rewards.
. Payment Platforms: Alternatively, you can use payment platforms like CardUp or AXS Pay Any Bill to pay your insurance premiums with a credit card. These platforms may charge a service fee (e.g., 2.6%), so ensure that the cashback earned outweighs the fees incurred.

Before proceeding, it’s advisable to confirm with AIA and the respective banks regarding the acceptance of these credit cards for premium payments and any potential fees involved.
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