1. Standard Chartered - Xtra saver

It's a debit card actually, can be used as either Nets or Mastercard. With min 6000 average daily balance, you get 2% rebate for everything on Mastercard and 0.5% on Nets.(cap 300 per month)

Currently, this is my favourite card.

如果你吃的消费比较高,就办一张citibank divident card. 2% on dinning + 0.5% use AXS machine to pay the bill by Xtra saver card, total will be 2.5% rebate..... :P

2. DBS - Black Card

2X points rewards. 最重要的是, 喜欢买名牌的MM注意了,这张卡经常有TAKA luxury boutique 10% discount. Last month have Tiffany and Co. 10% rebate. Last Friday got whole Nee Ann City rebate.

3. American Express - Platinum

这张卡会付送一张raffels group 的确previlidge card. Restaurant like eqinox, prego..... having 50% discount for 2 ppl dining.
他本身还有很多golf的优惠,非常划算. 好像现在买lee hwa的珠宝,就可以免年费.

其他卡就是有direct discount的时候才拿出来用,像robinson card, Tangs card, 都可以放在包包里备用.

还有maybank, ABN ABRO的卡从来没用过...不好说

include your phone bill, your internet bill..... everything which can charge to a credit card. what you have mentioned is credit card promotion. that's 2 different things

of course S$6000 has no interest, but how much interest can it be?

unless your credit card bill is only a few hundred every months and unless you always save your 6000 to fix deposit, otherwise, the rebate sure much more than the little tiny interest from this S$6000.

and i don't think any other credit card can give as much rebate as this.
even for black card, the points reward is also < 1% rebate.

p.s. i'm not sales... just share my experience

记得打电话去request for waiver oh, 千万不要傻傻还punishment.
很容易waiver掉的

不知道大家知道不....希望不是我太鸡婆...