私人借贷确实违法。财经版主貌似没在处理版务。 我来删帖吧。 希望楼主找一些其他办法。 银行和民间借贷都可以借一些，朋友再凑凑就好了。 祝好运！ p.s.没听说过infant care需要十万才能上啊。

既然违法是不是可以删帖了

基本上，在没有牌照的前提下，在华新向不特定的人邀请借或贷都涉嫌犯罪。 小妖删帖是对的。 财版就不应该允许类似帖子。

anyway 置顶版规也说了本版禁止私人交易帖从任何角度，我删帖都没问题。 当然了，也要防止华新网友被骗。 是否违法的问题，欢迎你贴出reference给南洋暴雪继续讨论。

讨论新加坡法律我用英文了哦Disclaimer: I am NOT a criminal lawyer. You are NOT my client. This is NOT a legal advice. I do not assume any responsibility if you choose to rely on the following information. You should engage a criminal lawyer if you are serious about the answer to your query. I would frame the issue in the following manner: whether or not it is a offence for a person to procure or offer to procure a loan for a consideration which is more than the principal sum from the a non-specific person in public who presumably neither possesses a moneylender licence nor is an exempted moneylender? The Short answer is: Yes, it is an offence under Moneylenders Acts s 14 which is punishable under s 14(1A) read together with s 109 of the penal code. Summarised analysis: 1. it is presumed to be illegal for a person who is not your friend or your relative to lend you money with a interest (ss 1, 3 and 5 of the Moneylenders Act). 2. Although you may feel free argue that a person you get "acquainted" via the in (more...)