以dbs举例Terms & Conditions
The Credit Card(s) Cash Advance limit is capped at S$5,000.
There is no minimum cash advance withdrawal amount
Maximum withdrawal amount from a DBS/POSB ATM is S$3,000 per day
A 8% transaction fee or S$15, whichever is greater, applies for each cash advance transaction
Finance charge of effective interest rate 28.5% p.a. (subject to compounding if the charges are not repaid in full) on the amount withdrawn, chargeable on a daily basis from the date of transaction until receipt of full payment (minimum charge: S$2.50)
傻不傻，也以DBS为例
Apply for DBS Balance Transfer
Get quick access to cash to handle what you need urgently with Balance Transfer at 0% interest rate for up to 12 months.
Part of: Guides > Your Guide to digibank
Important information
Who will be eligible to apply:
Singaporeans / Permanent Residents / Foreigners who are existing DBS Credit Card / Cashline customers
21 to 75 years old
Balance Transfer Application may only be made in respect of a personal Credit Card by the principal cardholder or in respect of a personal Cashline account.
Minimum Transfer Amount: S$500
Maximum Transfer Amount: Up to 93% of the available credit limit at the time of application. For DBS Insignia customer, the maximum amount should not exceed S$200,000 or 93% of the available Credit Limit, whichever is lower.
Approved Balance Transfer funds will be transferred from customer’s Credit Card / Cashline account into DBS/POSB deposit account.
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