谢谢！这样说来，夫妻两人，余额宝最多可以放200万人民币, 就是40万新币！向楼主学习了，等汇率涨到 5：1就考虑一下。目前只放了几万块人民币供淘宝用。
再买不了第二套房子的之前，分散部分投资到余额宝，看起来个不错的选择。
其他的国内基金投资，和楼主一样，只考虑三个月的短期的，长期的对国内理财还是不放心。
再多一个问题，既然说到了CPF, 那么楼主对每年可以往CPF里top up 免税的7000块新币，有什么看法?
前提条件： 这7000块基本不是应急， (more...)
要求很清楚啊
You can enjoy an additional tax relief of up to $7,000 per calendar year if you use cash to make top-ups for your loved ones. To qualify for tax relief for cash top-ups for spouse/siblings, your spouse/sibling (i) must not have income exceeding $4,000 in the year preceding the year of top-up (e.g. salary or tax exempt income such as bank interest, dividends and pension) or (ii) is handicapped. If you are topping up by cheque, your application must reach the Board by 31 Dec 2012, 10 am to enjoy tax relief for Year of Assessment 2013.
基本上有收入就不行。
基本上有收入就不行。
Huasing Association 1999 - 2013