hehe,养了娃你就知道完全是刚性需求，哪也省不掉的。住旧公寓，不咋地的日本车。没记过账，9000 + 每月是维持生活必须的 home loan 3150 + Condo fee 200+, Car : 800 loan+ petrol 200, road tax 100/month, insurance 100/month maid: 500 + 190 gov tax child 1 : primary school , all tuition fee 1000+/month child 2： kindergarten 850$ after discount electricity 200+ food and maintenance not sure: but believe 1500+