不如组屋我的bto 5年起了55%，这样我还应该换吗？还有要是卖了EC，还能买回组屋吗？

没赶上好时候http://www.theedgeproperty.com/content/ec-does-it-%E2%80%93-65-profit-margin-ec-sold-2014-2015 The highest profit of $1.1 million or 190% was traced to a unit at Bishan Loft (See Table 2). The owner had purchased the unit direct from developer NTUC Choice Homes and Chip Eng Leong back in 2001 for $426 psf. He sold it in March 2014 for $1,234 psf. (more...)

要说命好，D'Leedon的前身更夸张Farrer Court 2007年整体出售，618户每户分得200多万。 房子当时市价才50-60万。

Are ECs a better long-term investment than condos?OrangeTee study suggests they are, and makes a case for executive condos as an investment home By　Lee Meixianleemx@sph.com.sg@LeeMeixianBT PRICES of executive condominiums (ECs) do catch up with private condos after the initial five-year minimum occupation period (MOP), and even more so when they are fully privatised 10 years after purchase. A study by OrangeTee has found that the average price gap between new condos and ECs starts at around 20 per cent, due to the sales restrictions that apply to ECs, as well as their lower land and construction costs. But upon fulfilling the MOP and at privatisation, the discount narrows to 9 per cent and 5 per cent respectively. At the end of the MOP, ECs can be sold in the open market to Singaporeans and permanent residents; upon privatisation, ECs can be sold to foreigners. This is not to say that buying an EC is a sure-profit investment, as history shows that much still depends on the initial purchase price. By match (more...)

此文是单纯比较两间一样大小的EC/Condo，如果要把其他因素考虑进来那卖掉HDB能负担更大间的EC，租金收入会高一些。买卖价也不一样。 如果保留HDB，也要看贷款是否还清、剩余贷款多少，那yearly mortgage payment也要相应调整。 如此一来moving parts太多，就要case by case比较了。