刚拿到的citibank配套，他们总算行动了啊，最低fix rate出炉Floating rate
1st year 0.85 + sibor (0.73)
2nd year 0.85 + sibor (0.73)
3rd year 0.85 + sibor (0.73).
Fixed rate minimum loan size 100k @ 1.9% for 2 years!!
re-finance律师费津贴看贷款额高低可要求，subject to bank approval
现房citibank可以等6个月disturse loan
跟citibank确认过了，现房他们最长可等到6个月disburse loan，所以锁定期还有6个月以内的就可以去申请了
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