我买的resale的。*36 months FDMR OCBC* OCBC 36 Months Fixed Deposit Mortgage Rate currently at 0.65% Free Conversion if 36 Months Fixed Deposit Rate Increases Or within 6 Months After TOP of property 3 years Lock-In Year 1: FDMR + 0.86% = 1.51% Year 2 to TA: FDMR + 1.00% = 1.65% *1 Month SIBOR OCBC* Current 1 month SIBOR at approx. 0.69% Free conversion within 6 months after TOP of property. 3 Years Lock in Year 1: 1M SIBOR + 0.51% = 1.20% Year 2: 1M SIBOR + 0.70% = 1.39% Year 3: 1M SIBOR + 0.80% = 1.49% Year TA: 1M SIBOR +0.90% = 1.59%