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大家的贷款可以去找银行申请延期了
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大家的贷款可以去找银行申请延期了31 Mar: COVID19 Singapore
Mortgage Loans:

> Measures to help individuals include allowing them to defer either principal payment or both principal and interest payments on their residential property loans until Dec 31
> Interest will accrue only on the deferred principal amount, and no interest will be charged on the deferred interest payments, the MAS.

Unsecured Loans:
> Those with unsecured loans can also apply to their lenders to convert their outstanding balances into term loans at a reduced rate of interest, capped at 8 per cent

Insurance:
> Customers of life and health insurance policies can apply to their insurer to defer premium payments for up to six months while maintaining insurance coverage.
> Premium deferment is available for all individual life and health insurance policies with a policy renewal or premium due date between April 1 and Sept 30.
> General insurance policyholders for property and vehicles may apply to their insurers for instalment payment plans while maintaining protection.

https://www.straitstimes.com/business/banking/covid-19-individuals-can-apply-to-defer-property-loan-insurance-premium-payments?utm_medium=Social&utm_campaign=STFB&utm_source=Facebook#Echobox=1585652281
该帖荣获当日十大第2,奖励楼主18分以及27华新币,时间:2020-04-01 22:00:01。
 [本文发送自华新iOS APP] [DengWei (3-31 21:49, Long ago)] [ 传统版 | sForum ][登录后回复]1楼

延期有什么好处呢?不太了解这些  [本文发送自华新iOS APP] [Finland12 (3-31 21:57, Long ago)] [ 传统版 | sForum ][登录后回复]2楼

对于有经济困难的借贷者,会有帮助。  [本文发送自华新iOS APP] [DengWei (3-31 22:05, Long ago)] [ 传统版 | sForum ][登录后回复]3楼

延期还款会导致利息更好么?比如我把今年4月份开始的房贷包括本金和利息5万块钱都延期到明年,那么明年只要把这5万补上就行么?  [本文发送自华新iOS APP] [南勍 (4-1 7:28, Long ago)] [ 传统版 | sForum ][登录后回复]4楼

(引用 南勍:延期还款会导致利息更好么?比如我把今年4月份开始的房贷包括本金和利息5万块钱都延期到明年,那么明年只要把这5万补上就行么?)写错了,是利息更高  [本文发送自华新iOS APP] [南勍 (4-1 7:35, Long ago)] [ 传统版 | sForum ][登录后回复]5楼

中文版
 [本文发送自华新iOS APP] [DengWei (4-1 7:52, Long ago)] [ 传统版 | sForum ][登录后回复]6楼

(引用 DengWei:中文版 ...)重点在这里大家可以开始咨询下银行,到底多付多少钱来权衡一下了
 [本文发送自华新iOS APP] [Regina1121 (4-1 11:42, Long ago)] [ 传统版 | sForum ][登录后回复]7楼

(引用 Regina1121:重点在这里大家可以开始咨询下银行,到底多付多少钱来权衡一下了 ...)起码延后支付的利息不会利上加利利息部分肯定可以延后半年多,对于买豪宅的人还不错  [本文发送自华新iOS APP] [Regina1121 (4-1 11:45, Long ago)] [ 传统版 | sForum ][登录后回复]8楼

本来是给付不起房贷的人的福利会变成富人薅羊毛的手段? 政府不会留下漏洞吧  [本文发送自华新iOS APP] [小米大米都是米 (4-1 12:39, Long ago)] [ 传统版 | sForum ][登录后回复]9楼

那申请是得跟当时的banker申请呢还是怎么申请,[peachy (4-1 12:41, Long ago)] [ 传统版 | sForum ][登录后回复]10楼

(引用 peachy:那申请是得跟当时的banker申请呢还是怎么申请,)OCBC的是网上自己申请链接:

https://www.ocbc.com/group/covid19-support/customers.html#individuals
 [本文发送自华新iOS APP] [蛋蛋2009 (4-1 14:40, Long ago)] [ 传统版 | sForum ][登录后回复]11楼

(引用 蛋蛋2009:OCBC的是网上自己申请链接: https://www.ocbc.com/group/covid19-support/customers.html#individuals)这个是旧的,新的还没更新  [本文发送自华新iOS APP] [阿尔维斯 (4-1 15:03, Long ago)] [ 传统版 | sForum ][登录后回复]12楼

(引用 peachy:那申请是得跟当时的banker申请呢还是怎么申请,)不关banker的事等银行网站这两天更新后自己上网申请,客服部门会处理。  [本文发送自华新iOS APP] [阿尔维斯 (4-1 15:07, Long ago)] [ 传统版 | sForum ][登录后回复]13楼

(引用 Finland12:延期有什么好处呢?不太了解这些)延期省下来的钱投资股市,半年后疫情结束投资翻倍  [本文发送自华新iOS APP] [阿尔维斯 (4-1 15:09, Long ago)] [ 传统版 | sForum ][登录后回复]14楼

(引用 peachy:那申请是得跟当时的banker申请呢还是怎么申请,)不要找banker,直接联系银行  [本文发送自华新iOS APP] [DengWei (4-1 16:31, Long ago)] [ 传统版 | sForum ][登录后回复]15楼

(引用 阿尔维斯:不关banker的事等银行网站这两天更新后自己上网申请,客服部门会处理。)延期本金的利息按多少算?是按房贷配套的利息还是算个人贷款?  [本文发送自华新iOS APP] [南勍 (4-1 16:40, Long ago)] [ 传统版 | sForum ][登录后回复]16楼

(引用 阿尔维斯:延期省下来的钱投资股市,半年后疫情结束投资翻倍)是个想法  [本文发送自华新手机Wap版] [信长 (4-1 17:22, Long ago)] [ 传统版 | sForum ][登录后回复]17楼

(引用 南勍:延期本金的利息按多少算?是按房贷配套的利息还是算个人贷款?)按你现在房贷配套的利率算  [本文发送自华新iOS APP] [阿尔维斯 (4-1 17:23, Long ago)] [ 传统版 | sForum ][登录后回复]18楼

PR 可以么?~[阿星 (4-1 20:24, Long ago)] [ 传统版 | sForum ][登录后回复]19楼

真是好消息壓力很大[小星星@ (4-3 23:36, Long ago)] [ 传统版 | sForum ][登录后回复]20楼


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