31 Mar: COVID19 Singapore
Mortgage Loans:

> Measures to help individuals include allowing them to defer either principal payment or both principal and interest payments on their residential property loans until Dec 31
> Interest will accrue only on the deferred principal amount, and no interest will be charged on the deferred interest payments, the MAS.

Unsecured Loans:
> Those with unsecured loans can also apply to their lenders to convert their outstanding balances into term loans at a reduced rate of interest, capped at 8 per cent

Insurance:
> Customers of life and health insurance policies can apply to their insurer to defer premium payments for up to six months while maintaining insurance coverage.
> Premium deferment is available for all individual life and health insurance policies with a policy renewal or premium due date between April 1 and Sept 30.
> General insurance policyholders for property and vehicles may apply to their insurers for instalment payment plans while maintaining protection.

https://www.straitstimes.com/business/banking/covid-19-individuals-can-apply-to-defer-property-loan-insurance-premium-payments?utm_medium=Social&utm_campaign=STFB&utm_source=Facebook#Echobox=1585652281

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该帖荣获当日十大第2，奖励楼主18分以及27华新币，时间：2020-04-01 22:00:01。

不太了解这些

会有帮助。

比如我把今年4月份开始的房贷包括本金和利息5万块钱都延期到明年，那么明年只要把这5万补上就行么？

大家可以开始咨询下银行，到底多付多少钱来权衡一下了

利息部分肯定可以延后半年多，对于买豪宅的人还不错

会变成富人薅羊毛的手段? 政府不会留下漏洞吧

还是怎么申请，

链接：

https://www.ocbc.com/group/covid19-support/customers.html#individuals

等银行网站这两天更新后自己上网申请，客服部门会处理。

直接联系银行

是按房贷配套的利息还是算个人贷款？

。

~

壓力很大