大家的贷款可以去找银行申请延期了31 Mar: COVID19 Singapore
Mortgage Loans:
> Measures to help individuals include allowing them to defer either principal payment or both principal and interest payments on their residential property loans until Dec 31
> Interest will accrue only on the deferred principal amount, and no interest will be charged on the deferred interest payments, the MAS.
Unsecured Loans:
> Those with unsecured loans can also apply to their lenders to convert their outstanding balances into term loans at a reduced rate of interest, capped at 8 per cent
Insurance:
> Customers of life and health insurance policies can apply to their insurer to defer premium payments for up to six months while maintaining insurance coverage.
> Premium deferment is available for all individual life and health insurance policies with a policy renewal or premium due date between April 1 and Sept 30.
> General insurance policyholders for property and vehicles may apply to their insurers for instalment payment plans while maintaining protection.
https://www.straitstimes.com/business/banking/covid-19-individuals-can-apply-to-defer-property-loan-insurance-premium-payments?utm_medium=Social&utm_campaign=STFB&utm_source=Facebook#Echobox=1585652281
该帖荣获当日十大第2,奖励楼主18分以及27华新币,时间:2020-04-01 22:00:01。
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[DengWei (3-31 21:49, Long ago)]
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延期有什么好处呢?不太了解这些 [本文发送自华新iOS APP] [Finland12 (3-31 21:57, Long ago)] [ 传统版 | sForum ][登录后回复]2楼
对于有经济困难的借贷者,会有帮助。 [本文发送自华新iOS APP] [DengWei (3-31 22:05, Long ago)] [ 传统版 | sForum ][登录后回复]3楼
延期还款会导致利息更好么?比如我把今年4月份开始的房贷包括本金和利息5万块钱都延期到明年,那么明年只要把这5万补上就行么? [本文发送自华新iOS APP] [南勍 (4-1 7:28, Long ago)] [ 传统版 | sForum ][登录后回复]4楼
(引用 南勍:延期还款会导致利息更好么?比如我把今年4月份开始的房贷包括本金和利息5万块钱都延期到明年,那么明年只要把这5万补上就行么?)写错了,是利息更高 [本文发送自华新iOS APP] [南勍 (4-1 7:35, Long ago)] [ 传统版 | sForum ][登录后回复]5楼
中文版
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[DengWei (4-1 7:52, Long ago)]
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(引用 DengWei:中文版
...)重点在这里大家可以开始咨询下银行,到底多付多少钱来权衡一下了
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[Regina1121 (4-1 11:42, Long ago)]
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(引用 Regina1121:重点在这里大家可以开始咨询下银行,到底多付多少钱来权衡一下了 ...)起码延后支付的利息不会利上加利利息部分肯定可以延后半年多,对于买豪宅的人还不错 [本文发送自华新iOS APP] [Regina1121 (4-1 11:45, Long ago)] [ 传统版 | sForum ][登录后回复]8楼
本来是给付不起房贷的人的福利会变成富人薅羊毛的手段? 政府不会留下漏洞吧 [本文发送自华新iOS APP] [小米大米都是米 (4-1 12:39, Long ago)] [ 传统版 | sForum ][登录后回复]9楼
那申请是得跟当时的banker申请呢还是怎么申请,[peachy (4-1 12:41, Long ago)] [ 传统版 | sForum ][登录后回复]10楼
(引用 peachy:那申请是得跟当时的banker申请呢还是怎么申请,)OCBC的是网上自己申请链接:
https://www.ocbc.com/group/covid19-support/customers.html#individuals
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[蛋蛋2009 (4-1 14:40, Long ago)]
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(引用 蛋蛋2009:OCBC的是网上自己申请链接: https://www.ocbc.com/group/covid19-support/customers.html#individuals)这个是旧的,新的还没更新 [本文发送自华新iOS APP] [阿尔维斯 (4-1 15:03, Long ago)] [ 传统版 | sForum ][登录后回复]12楼
(引用 peachy:那申请是得跟当时的banker申请呢还是怎么申请,)不关banker的事等银行网站这两天更新后自己上网申请,客服部门会处理。 [本文发送自华新iOS APP] [阿尔维斯 (4-1 15:07, Long ago)] [ 传统版 | sForum ][登录后回复]13楼
(引用 Finland12:延期有什么好处呢?不太了解这些)延期省下来的钱投资股市,半年后疫情结束投资翻倍 [本文发送自华新iOS APP] [阿尔维斯 (4-1 15:09, Long ago)] [ 传统版 | sForum ][登录后回复]14楼
(引用 peachy:那申请是得跟当时的banker申请呢还是怎么申请,)不要找banker,直接联系银行 [本文发送自华新iOS APP] [DengWei (4-1 16:31, Long ago)] [ 传统版 | sForum ][登录后回复]15楼
(引用 阿尔维斯:不关banker的事等银行网站这两天更新后自己上网申请,客服部门会处理。)延期本金的利息按多少算?是按房贷配套的利息还是算个人贷款? [本文发送自华新iOS APP] [南勍 (4-1 16:40, Long ago)] [ 传统版 | sForum ][登录后回复]16楼
(引用 阿尔维斯:延期省下来的钱投资股市,半年后疫情结束投资翻倍)是个想法。 [本文发送自华新手机Wap版] [信长 (4-1 17:22, Long ago)] [ 传统版 | sForum ][登录后回复]17楼
(引用 南勍:延期本金的利息按多少算?是按房贷配套的利息还是算个人贷款?)按你现在房贷配套的利率算 [本文发送自华新iOS APP] [阿尔维斯 (4-1 17:23, Long ago)] [ 传统版 | sForum ][登录后回复]18楼
PR 可以么?~[阿星 (4-1 20:24, Long ago)] [ 传统版 | sForum ][登录后回复]19楼
真是好消息壓力很大[小星星@ (4-3 23:36, Long ago)] [ 传统版 | sForum ][登录后回复]20楼