中介的banker给了我一个SC的rate，各位看看。这4个哪个划算？对比maybank呢？ 1 year fixed package 1st year - 1.95% ( fixed ) Thereafter - 3mth SIBOR + 1.25% (floating) - Lock in 1 year - 0.5% legal subsidy capped at $2,000 - Free fire insurance throughout loan 2 year fixed package 1st year - 1.50% ( fixed ) 2nd year - 2.50% ( fixed ) Thereafter - 3mth SIBOR + 1.25% (floating) - Lock in 2 year - 0.5% legal subsidy capped at $2,000 - Free fire insurance throughout loan 3M/12M SIBOR package (Min $100K loan) 3M/12M SIBOR + 1.55% (Throughout) - No lock in period - No partial/full redemption penalty - 0.5% legal subsidy capped at $2,000 - Free fire insurance throughout loan - 1 Time Free Conversion 3M/12M SIBOR package (Min $250K loan) 3M/12M SIBOR + 1.25% (Throughout) - No Lock In Period - No partial/full redemption

谁了解最近的bank loan？上各个银行查了一下，好像是maybank比较低... 各位达人有没有什么好推荐？ 另外请教HDB grant & loan 要求的低过8000收入是怎样具体限制. 有没有限定最少几个月收入必须低于8000？ 比方两人收入高于8000，但是提交收入资料当月一人失业，可否申请HDB grant? 附几个bank loan网页截图... (more...)