上各个银行查了一下，好像是maybank比较低... 各位达人有没有什么好推荐？ 另外请教HDB grant & loan 要求的低过8000收入是怎样具体限制. 有没有限定最少几个月收入必须低于8000？ 比方两人收入高于8000，但是提交收入资料当月一人失业，可否申请HDB grant? 附几个bank loan网页截图...

这4个哪个划算？对比maybank呢？

1 year fixed package

1st year - 1.95% ( fixed )

Thereafter - 3mth SIBOR + 1.25% (floating)



- Lock in 1 year

- 0.5% legal subsidy capped at $2,000

- Free fire insurance throughout loan



2 year fixed package

1st year - 1.50% ( fixed )

2nd year - 2.50% ( fixed )

Thereafter - 3mth SIBOR + 1.25% (floating)



- Lock in 2 year

- 0.5% legal subsidy capped at $2,000

- Free fire insurance throughout loan







3M/12M SIBOR package (Min $100K loan)



3M/12M SIBOR + 1.55% (Throughout)



- No lock in period

- No partial/full redemption penalty

- 0.5% legal subsidy capped at $2,000

- Free fire insurance throughout loan

- 1 Time Free Conversion



3M/12M SIBOR package (Min $250K loan)



3M/12M SIBOR + 1.25% (Throughout)



- No Lock In Period

- No partial/full redemption penalty

- 0.5% legal subsidy capped at $2,000

- Free fire insurance throughout loan

- 1 time free conversion

原来一心要贷HDB Loan， HLE也已经approved了，但是发现现在很多bank loan的利率比HDB的都好。是不是应该先贷Bank loan，过了lock-in period再转到HDB Loan?

拿bank loan的话还可以拿HDB grand吗？

不知道是不是真的.. 我们不能拿HDB loan所以没关心过...
不过肯定是HDB划算啦...

1.6, 2.2, 2.9. 有什么不签他的理由吗?

难道促销没了？

我的中介说外国银行有时利率会低一些,但是如果以后想换银行的时候就会很麻烦,没有本地银行有保障,而且DBS是政府银行跟CPF直接挂钩,会比较值得信任....

不知道是不是真的>_<

我贷三十多万,20年,而且律师费还多给一个点

说是这个月的promotion...