这4个哪个划算？对比maybank呢？

1 year fixed package

1st year - 1.95% ( fixed )

Thereafter - 3mth SIBOR + 1.25% (floating)



- Lock in 1 year

- 0.5% legal subsidy capped at $2,000

- Free fire insurance throughout loan



2 year fixed package

1st year - 1.50% ( fixed )

2nd year - 2.50% ( fixed )

Thereafter - 3mth SIBOR + 1.25% (floating)



- Lock in 2 year

- 0.5% legal subsidy capped at $2,000

- Free fire insurance throughout loan







3M/12M SIBOR package (Min $100K loan)



3M/12M SIBOR + 1.55% (Throughout)



- No lock in period

- No partial/full redemption penalty

- 0.5% legal subsidy capped at $2,000

- Free fire insurance throughout loan

- 1 Time Free Conversion



3M/12M SIBOR package (Min $250K loan)



3M/12M SIBOR + 1.25% (Throughout)



- No Lock In Period

- No partial/full redemption penalty

- 0.5% legal subsidy capped at $2,000

- Free fire insurance throughout loan

- 1 time free conversion