Package 1: OCBC Fixed Rate (2Years)
2 Year Fixed Rate Lock-in
Year 1: 2.03% (fixed)
Year 2: 2.03% (fixed)
Year 3: 3M SIBOR + 0.35%
Year 4: 3M SIBOR + 0.4%
Year 5 & thereafter: 3M SIBOR + 0.5%

Package 2: OCBC Fixed Rate (2Years)
2 Year Fixed Rate Lock-in
Year 1: 1.98% (fixed)
Year 2: 2.08% (fixed)
Year 3: 3M SIBOR + 0.35%
Year 4: 3M SIBOR + 0.4%
Year 5 & thereafter: 3M SIBOR + 0.5%

Current 3 Month Sibor: 2.00%

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**COMPLETED PTY SIBOR PACKAGE 2Y lock in**

-3M SIBOR
Y1: + 0.30%
Y2: + 0.40%
Y3: + 0.50%
Thereafter: + 0.60%

-6M SIBOR
Y1: + 0.30%
Y2: + 0.40%
Y3: + 0.50%
Thereafter: + 0.60%
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**COMPLETED PTY MBR** (1.55%)

-2Y LOCK
Y1: 2.35% (MBR+0.80%)
Y2: 2.40% (MBR+0.85%)
Y3:: 2.40% (MBR+0.85%)
Thereafter: 2.50% (MBR+0.95%)

Fully transparent market interest rates by Associations of Banks in Singapore
Option to prepay up to 50% of original loan
Free conversion of interest rate package
Do not need to purchase fire insurance (MIP) if property is a condo

For SIBOR rates, refer to:
https://abs.org.sg/rates-sibor
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