［房产车市］求教：请问房贷该选哪个配套？哪家银行利率合适？谢谢大家
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［房产车市］求教：请问房贷该选哪个配套？哪家银行利率合适？谢谢大家
补充loan差不多68万 求推荐哪个配套利率最合适 谢谢大家
[本文发送自华新手机Wap版]
Dbs
*National Day Promo*
First year: 1.89% fixed
Second year: 2.18% fixed or change to prevailing interest rate then
Year 3: 2.18% fixed or change to prevailing interest rate
Thereafter: FHR8 + 1.23%
Fhr 8 refers to our 8 months fixed deposit rate for deposit less than $10k and is currently 0.95%
3 years locked in
One time free conversion during year 2 or year 3
Waiver of cancellation fee due to sales
Dbs*National Day Promo*
First year: 1.89% fixed
Second year: 2.18% fixed or change to prevailing interest rate then
Year 3: 2.18% fixed or change to prevailing interest rate
Thereafter: FHR8 + 1.23%
Fhr 8 refers to our 8 months fixed deposit rate for deposit less than $10k and is currently 0.95%
3 years locked in
One time free conversion during year 2 or year 3
Waiver of cancellation fee due to sales
(more...)
多谢！适合resale condo吧？
[本文发送自华新手机Wap版]
Dbs*National Day Promo*
First year: 1.89% fixed
Second year: 2.18% fixed or change to prevailing interest rate then
Year 3: 2.18% fixed or change to prevailing interest rate
Thereafter: FHR8 + 1.23%
Fhr 8 refers to our 8 months fixed deposit rate for deposit less than $10k and is currently 0.95%
3 years locked in
One time free conversion during year 2 or year 3
Waiver of cancellation fee due to sales
(more...)
zheg
这个 refinance from dbs to dbs也可以吗？ 大概300K
都需要叫什么费用？
都需要叫什么费用？
zheg这个 refinance from dbs to dbs也可以吗？ 大概300K
都需要叫什么费用？
同一家银行不算refinance
是算reprice。 已经快到锁定期或者已经过了锁定期， 可以直接联系银行的房贷部门更换配套。
但是很多银行最优惠的利率配套是只给new cutomer， 不给existing customer的， 所以才有很多人换去别家银行。
但是很多银行最优惠的利率配套是只给new cutomer， 不给existing customer的， 所以才有很多人换去别家银行。
[本文发送自华新iOS App]
Dbs*National Day Promo*
First year: 1.89% fixed
Second year: 2.18% fixed or change to prevailing interest rate then
Year 3: 2.18% fixed or change to prevailing interest rate
Thereafter: FHR8 + 1.23%
Fhr 8 refers to our 8 months fixed deposit rate for deposit less than $10k and is currently 0.95%
3 years locked in
One time free conversion during year 2 or year 3
Waiver of cancellation fee due to sales
(more...)
谢谢！现在看到这几个银行rate 求大神帮忙分析选哪一个
DBS yr1 1.89(fixed) yr2 2.18(fixed) Yr3 2.18(fiexed) or change prevailing rate
1 time free conversion between Yr 2-3
Ocbc yr1 1.98(fixed) Yr 2.08(fixed) yr3 3M sibor+0.35% yr4 3M sibor+0.4% thereafter 3Msibor +50% 2yr lock. 1 time free conversion after lock period
UOB first 3 Yr 1.89fixed. Thereafter 2.18
1 time free conversion between Yr 2-3
Ocbc yr1 1.98(fixed) Yr 2.08(fixed) yr3 3M sibor+0.35% yr4 3M sibor+0.4% thereafter 3Msibor +50% 2yr lock. 1 time free conversion after lock period
UOB first 3 Yr 1.89fixed. Thereafter 2.18
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谢谢！现在看到这几个银行rate 求大神帮忙分析选哪一个DBS yr1 1.89(fixed) yr2 2.18(fixed) Yr3 2.18(fiexed) or change prevailing rate
1 time free conversion between Yr 2-3
Ocbc yr1 1.98(fixed) Yr 2.08(fixed) yr3 3M sibor+0.35% yr4 3M sibor+0.4% thereafter 3Msibor +50% 2yr lock. 1 time free conversion after lock period
UOB first 3 Yr 1.89fixed. Thereafter 2.18
uob
这个确定吗？求来源或者banker 联系方式！为啥我知道的没这么好，只要1.89第一年，之后就是2.18了
[本文发送自华新iOS App]
DBS
有需要refi可以联系我 98638851
UOB refinace 的手续费可以申请免除吗？
UOB refinace 的手续费可以申请免除吗？我的银行告诉我需要500手续费了。有人成功免除过这个reprice的费用吗？
[本文发送自华新iOS App]
UOB refinace 的手续费可以申请免除吗？UOB refinace 的手续费可以申请免除吗？我的银行告诉我需要500手续费了。有人成功免除过这个reprice的费用吗？
找个UOB banker了解一下总好过在这里问
moneysmart, singsaver什么的都能在一天以内搭上线
UOB refinace 的手续费可以申请免除吗？UOB refinace 的手续费可以申请免除吗？我的银行告诉我需要500手续费了。有人成功免除过这个reprice的费用吗？
Repricing fee
各家银行不一样 多数de给$300
找个UOB banker了解一下总好过在这里问moneysmart, singsaver什么的都能在一天以内搭上线
谢谢回复。我问了，banker说要500啊，
所以才问有没人成功waive过的喔
[本文发送自华新iOS App]
又问了一下 说第一年1.89％之后2.18％
你懂的
Package 1: OCBC Fixed Rate (2Years)
2 Year Fixed Rate Lock-in
Year 1: 2.03% (fixed)
Year 2: 2.03% (fixed)
Year 3: 3M SIBOR + 0.35%
Year 4: 3M SIBOR + 0.4%
Year 5 & thereafter: 3M SIBOR + 0.5%
Package 2: OCBC Fixed Rate (2Years)
2 Year Fixed Rate Lock-in
Year 1: 1.98% (fixed)
Year 2: 2.08% (fixed)
Year 3: 3M SIBOR + 0.35%
Year 4: 3M SIBOR + 0.4%
Year 5 & thereafter: 3M SIBOR + 0.5%
Current 3 Month Sibor: 2.00%
———————————————-
**COMPLETED PTY SIBOR PACKAGE 2Y lock in**
-3M SIBOR
Y1: + 0.30%
Y2: + 0.40%
Y3: + 0.50%
Thereafter: + 0.60%
-6M SIBOR
Y1: + 0.30%
Y2: + 0.40%
Y3: + 0.50%
Thereafter: + 0.60%
———————————————-
**COMPLETED PTY MBR** (1.55%)
-2Y LOCK
Y1: 2.35% (MBR+0.80%)
Y2: 2.40% (MBR+0.85%)
Y3:: 2.40% (MBR+0.85%)
Thereafter: 2.50% (MBR+0.95%)
Fully transparent market interest rates by Associations of Banks in Singapore
Option to prepay up to 50% of original loan
Free conversion of interest rate package
Do not need to purchase fire insurance (MIP) if property is a condo
For SIBOR rates, refer to:
https://abs.org.sg/rates-sibor
————————
2 Year Fixed Rate Lock-in
Year 1: 2.03% (fixed)
Year 2: 2.03% (fixed)
Year 3: 3M SIBOR + 0.35%
Year 4: 3M SIBOR + 0.4%
Year 5 & thereafter: 3M SIBOR + 0.5%
Package 2: OCBC Fixed Rate (2Years)
2 Year Fixed Rate Lock-in
Year 1: 1.98% (fixed)
Year 2: 2.08% (fixed)
Year 3: 3M SIBOR + 0.35%
Year 4: 3M SIBOR + 0.4%
Year 5 & thereafter: 3M SIBOR + 0.5%
Current 3 Month Sibor: 2.00%
———————————————-
**COMPLETED PTY SIBOR PACKAGE 2Y lock in**
-3M SIBOR
Y1: + 0.30%
Y2: + 0.40%
Y3: + 0.50%
Thereafter: + 0.60%
-6M SIBOR
Y1: + 0.30%
Y2: + 0.40%
Y3: + 0.50%
Thereafter: + 0.60%
———————————————-
**COMPLETED PTY MBR** (1.55%)
-2Y LOCK
Y1: 2.35% (MBR+0.80%)
Y2: 2.40% (MBR+0.85%)
Y3:: 2.40% (MBR+0.85%)
Thereafter: 2.50% (MBR+0.95%)
Fully transparent market interest rates by Associations of Banks in Singapore
Option to prepay up to 50% of original loan
Free conversion of interest rate package
Do not need to purchase fire insurance (MIP) if property is a condo
For SIBOR rates, refer to:
https://abs.org.sg/rates-sibor
————————
[本文发送自华新iOS App]
UOB refinace 的手续费可以申请免除吗？UOB refinace 的手续费可以申请免除吗？我的银行告诉我需要500手续费了。有人成功免除过这个reprice的费用吗？
在uob贷款十年了期间reprice过几次
都是500，一次也没免过
有的时候是说已经从800减到500了
最近这次试图从500减到300，banker说贷款额超过了某个数，所以不能减到300
有的时候是说已经从800减到500了
最近这次试图从500减到300，banker说贷款额超过了某个数，所以不能减到300
[本文发送自华新手机Wap版]
在uob贷款十年了期间reprice过几次都是500，一次也没免过
有的时候是说已经从800减到500了
最近这次试图从500减到300，banker说贷款额超过了某个数，所以不能减到300
多谢提供的信息！明白了
[本文发送自华新iOS App]
你懂的Package 1: OCBC Fixed Rate (2Years)
2 Year Fixed Rate Lock-in
Year 1: 2.03% (fixed)
Year 2: 2.03% (fixed)
Year 3: 3M SIBOR + 0.35%
Year 4: 3M SIBOR + 0.4%
Year 5 & thereafter: 3M SIBOR + 0.5%
Package 2: OCBC Fixed Rate (2Years)
2 Year Fixed Rate Lock-in
Year 1: 1.98% (fixed)
Year 2: 2.08% (fixed)
Year 3: 3M SIBOR + 0.35%
Year 4: 3M SIBOR + 0.4%
Year 5 & thereafter: 3M SIBOR + 0.5%
Current 3 Month Sibor: 2.00%
———————————————-
**COMPLETED PTY SIBOR PACKAGE 2Y lock in**
-3M SIBOR
Y1: + 0.30%
Y2: + 0.40%
Y3: + 0.50%
Thereafter: + 0.60%
-6M SIBOR
Y1: + 0.30%
Y2: + 0.40%
Y3: + 0.50%
Thereafter: + 0.60%
———————————————-
**COMPLETED PTY MBR** (1.55%)
-2Y LOCK
Y1: 2.35% (MBR+0.80%)
Y2: 2.40% (MBR+0.85%)
Y3:: 2.40% (MBR+0.85%)
Thereafter: 2.50% (MBR+0.95%)
Fully transparent market interest rates by Associations of Banks in Singapore
Option to prepay up to 50% of original loan
Free conversion of interest rate package
Do not need to purchase fire insurance (MIP) if property
好的 多谢！
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