Dbs*National Day Promo* 　 First year: 1.89% fixed　 Second year: 2.18% fixed or change to prevailing interest rate then　 Year 3: 2.18% fixed or change to prevailing interest rate　 Thereafter: FHR8 + 1.23% Fhr 8 refers to our 8 months fixed deposit rate for deposit less than $10k and is currently 0.95%　 3 years locked in　 One time free conversion during year 2 or year 3　 Waiver of cancellation fee due to sales (more...)