你懂的Package 1: OCBC Fixed Rate (2Years) 2 Year Fixed Rate Lock-in Year 1: 2.03% (fixed) Year 2: 2.03% (fixed) Year 3: 3M SIBOR + 0.35% Year 4: 3M SIBOR + 0.4% Year 5 & thereafter: 3M SIBOR + 0.5% Package 2: OCBC Fixed Rate (2Years) 2 Year Fixed Rate Lock-in Year 1: 1.98% (fixed) Year 2: 2.08% (fixed) Year 3: 3M SIBOR + 0.35% Year 4: 3M SIBOR + 0.4% Year 5 & thereafter: 3M SIBOR + 0.5% Current 3 Month Sibor: 2.00% ———————————————- **COMPLETED PTY SIBOR PACKAGE 2Y lock in** -3M SIBOR Y1: + 0.30% Y2: + 0.40% Y3: + 0.50% Thereafter: + 0.60% -6M SIBOR Y1: + 0.30% Y2: + 0.40% Y3: + 0.50% Thereafter: + 0.60% ———————————————- **COMPLETED PTY MBR** (1.55%) -2Y LOCK Y1: 2.35% (MBR+0.80%) Y2: 2.40% (MBR+0.85%) Y3:: 2.40% (MBR+0.85%) Thereafter: 2.50% (MBR+0.95%) Fully transparent market interest rates by Associations of Banks in Singapore Option to prepay up to 50% of original loan Free conversion of interest rate package Do not need to purchase fire insurance (MIP) if property