去世的时候，没有用完的CPF Life Premium和CPF账户中的钱，会按照CPF Nomination或者法定继承分配给家人。

I have joined CPF LIFE, what will happen when I pass away?
When you pass away, we will pay your CPF LIFE premium balance (if any) together with any remaining CPF savings to your beneficiaries.

https://www.cpf.gov.sg/member/faq/retirement-income/monthly-payouts/i-have-joined-cpf-life--what-will-happen-when-i-pass-away-