看得好晕啊How is the payout eligibility age lump sum withdrawal amount computed?
The payout eligibility age (PEA) lump sum withdrawal amount is computed based on 20% of members' Retirement Account (RA) balance* and any CPF LIFE premium balance at members' payout eligibility age. The PEA lump sum withdrawal amount includes the $5,000 that can be withdrawn from age 55.
*Excluding top-ups made under the Retirement Sum Topping-up scheme, CPF LIFE Bonus & Deferment Bonus
Illustration: Member turned age 55 in 2013
As at the day he turns age 65:
Retirement Account balance $107,400 (A)
CPF LIFE premium balance $ 74,000 (B)
Top-ups made under Retirement Sum Topping-Up scheme $ 20,000 (C)
CPF LIFE Bonus $ 2,200 (D)
Payout eligibility age lump sum withdrawal amount computed at age 65 [(A+B-C-D) x 20%] - $5,000 = $ 26,840
Retirement Account balance包括55-65产生的利息吗？
CPF LIFE premium balance是什么？65岁时不是RA所有的钱都拿去做CPF LIFE premium吗？为什么还有Retirement Account balance和CPF LIF
不用去管它为什么会有那个
如果你没有，那个数字就是0就可以了。
比如，65岁的时候，RA总数额是300K，其中Top-up的钱加上利息是100K，各种Bonus我们先忽略。
按照这个计算，（300K - 100K）x 20% - $5000 = 15K
其实，现在想这个意义不大，等我们到了65的时候，规则可能就变了，除非你马上就要65岁了，呵呵。
比如，65岁的时候，RA总数额是300K，其中Top-up的钱加上利息是100K，各种Bonus我们先忽略。
按照这个计算，（300K - 100K）x 20% - $5000 = 15K
其实，现在想这个意义不大，等我们到了65的时候，规则可能就变了，除非你马上就要65岁了，呵呵。
Huasing Association 1999 - 2013