如果有房产，可以取出来FRS的一半，随时
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55岁的时候，有房子且满足条件
https://www.cpf.gov.sg/member/faq/retirement-income/retirement-withdrawals/how-much-can-i-withdraw-from-my-cpf-accounts-

(ii) Any Retirement Account savings (excluding interest earned, any government grants received and top-ups made under the Retirement Sum Topping-up Scheme) above the Basic Retirement Sum, if you own a property with remaining lease that can last you to at least 95 years old.

　

　

那个20%，是把这些都减掉之后，可以再额外取出来的
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65岁的时候
https://www.cpf.gov.sg/member/faq/retirement-income/retirement-withdrawals/how-is-the-payout-eligibility-age-lump-sum-withdrawal-amount-com

The payout eligibility age (PEA) lump sum withdrawal amount is computed based on 20% of members' Retirement Account (RA) balance* and any CPF LIFE premium balance at members' payout eligibility age. The PEA lump sum withdrawal amount includes the $5,000 that can be withdrawn from age 55.

*Excluding top-ups made under the Retirement Sum Topping-up scheme, CPF LIFE Bonus & Deferment Bonus

　

　

RA的利息进入到RA里面，永远是自己的

只有CPF life premium产生的利息，会被统筹
如果到时候选basic plan，那么进入CPF life premium的钱并不是很多
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这里没什么问题，可以参考：

https://www.cpf.gov.sg/member/faq/retirement-income/monthly-payouts/how-does-the-cpf-life-standard-plan-work-

https://www.cpf.gov.sg/member/faq/retirement-income/monthly-payouts/what-happens-to-the-interest-earned-on-my-cpf-life-premium-

https://www.cpf.gov.sg/member/faq/retirement-income/monthly-payouts/how-does-the-cpf-life-basic-plan-work-

我前面有另外一个回复：http://bbs.huasing.org/sForum/bbs.php?B=107_14939150

　

　

　

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系统生成：由于楼层数受限，本帖实际回复的是 春天华尔兹 的帖子 “我打电话了”
原地址：http://bbs.huasing.org/sForum/bbs.php?B=107_14939397