这背后就是父母是实际的OWNER父母没有房票了。
父母99，他1然后等差不多了就儿子1卖掉。
这就是避税了。父母如果一开始就跟儿子联名买房的话，根本没有资格BALLOT的。
孩子先买，然后转让1给母亲。
估计是银行那边做了变通，贷款额度按母亲的收入+孩子的收入算，而不是按1：99算。真是这样的话，该处罚的是银行，而不是买房的人。
Tan Kai Wen Keith, 26, had bought a condominium unit in his name before selling a 1 per cent share to his mother, 56-year-old Ng Chiew Yen.
This two-step transaction enables one party who already owns another property to avoid paying additional taxes while still being eligible to jointly apply for a home loan.
By structuring the transaction this way, ABSD is payable only on the 1 per cent share of the property, rather than the full value of the property if the purchase was done jointly at the outset.
Tan Kai Wen Keith, 26, had bought a condominium unit in his name before selling a 1 per cent share to his mother, 56-year-old Ng Chiew Yen.
This two-step transaction enables one party who already owns another property to avoid paying additional taxes while still being eligible to jointly apply for a home loan.
By structuring the transaction this way, ABSD is payable only on the 1 per cent share of the property, rather than the full value of the property if the purchase was done jointly at the outset.
Huasing Association 1999 - 2013