银行让填写resolution form
金额超过一千 且过了几个月我才看到

所以现在每个月要看账单。 及时发现 及时dispute

一般都能recover . 因为信用卡也不是借记卡。 本来就可以撤回的。

This occurs when someone uses your card to make an unauthorised online, telephone order or mail order purchase. You should immediately report this to your card-issuing bank and ask that it blocks your card account to avoid further fraudulent usage.

The card-issuing bank may require you to complete a dispute resolution form. Thereafter, the card-issuing bank would perform a chargeback of the disputed transaction(s) to the merchant. In most instances, the banks will provide you with a temporary credit or refund the disputed transactions so that your spending balance is not affected. Upon full resolution of the investigation and chargeback, the bank will notify you if there are changes to the outcome.

1b