谢谢，关键问题凡人妹妹，想问你关于MOP的计算问题。
昨天（24日）today 报纸登出了一篇读者来信 "how does HDB defines minimum occupaion period?"
该读者在做了transfer 之后，因不买MOP, 不可以卖屋（已住超过五年）， MOP 似乎重启。我查了一下HDB 网站，这个page 有提到：
http://www.hdb.gov.sg/fi10/fi10325p.nsf/w/PrivatePtyProcedures
如果真是这样，我家就不可以了，因为MOP 内不可以出租。有点希望破灭的感觉。
ownership transfer有很多种
你给的链接里提到的是
The computation of the requisite MOP starts from the date of taking possession of the HDB flat (including subsequent changes to flat ownership by way of outright transfer) to the following dates, whichever is earlier:
Date on which the Option for purchase of private property is exercised, or
Date of the Sale and Purchase Agreement of the private property
你看这里的解释：
http://www.hdb.gov.sg/fi10/fi10326p.nsf/w/ChgOwnerTypesOfTransfers
The different types of transfers include:
Inclusion of co-owner(s) (e.g. A to A & B)
Deletion of existing co-owner(s) (e.g. A & B to A)
Substitution of co-owner(s) (e.g. A & B to A & C)
Outright transfer of owner(s) (e.g. A to B)
outright transfer of owner，这个直接就是转卖吧？Owner都完全变了。转卖当然要重头计算MOP了。
夫妻间从两个co-owner转变成sole owner+occupier，这个我已经跟HDB确认过没有重头计算MOP，但是会计算SSD。即便MOP还没有满的，比如还剩下两年，做完转名手续俩人要继续住满两年才可以卖房就对了。
其实我仔细读了一下，我觉得表述上有点问题，确切的说这个做法应该叫 “change owner's proportion of shares"
As a flat owner, you are allowed to change the holding type of your flat from joint tenancy to tenancy-in-common (in equal or unequal shares), and vice versa. The change of holding type is without monetary consideration, and by way of gift, on grounds of love and affection.
http://www.hdb.gov.sg/fi10/fi10326p.nsf/w/ChgOwnerEligCriteriaShareProportion?OpenDocument
The computation of the requisite MOP starts from the date of taking possession of the HDB flat (including subsequent changes to flat ownership by way of outright transfer) to the following dates, whichever is earlier:
Date on which the Option for purchase of private property is exercised, or
Date of the Sale and Purchase Agreement of the private property
你看这里的解释：
http://www.hdb.gov.sg/fi10/fi10326p.nsf/w/ChgOwnerTypesOfTransfers
The different types of transfers include:
Inclusion of co-owner(s) (e.g. A to A & B)
Deletion of existing co-owner(s) (e.g. A & B to A)
Substitution of co-owner(s) (e.g. A & B to A & C)
Outright transfer of owner(s) (e.g. A to B)
outright transfer of owner，这个直接就是转卖吧？Owner都完全变了。转卖当然要重头计算MOP了。
夫妻间从两个co-owner转变成sole owner+occupier，这个我已经跟HDB确认过没有重头计算MOP，但是会计算SSD。即便MOP还没有满的，比如还剩下两年，做完转名手续俩人要继续住满两年才可以卖房就对了。
其实我仔细读了一下，我觉得表述上有点问题，确切的说这个做法应该叫 “change owner's proportion of shares"
As a flat owner, you are allowed to change the holding type of your flat from joint tenancy to tenancy-in-common (in equal or unequal shares), and vice versa. The change of holding type is without monetary consideration, and by way of gift, on grounds of love and affection.
http://www.hdb.gov.sg/fi10/fi10326p.nsf/w/ChgOwnerEligCriteriaShareProportion?OpenDocument
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