最近正在申请ocbc 的贷款配套，听说不一定能贷到80%的额度，请教过来人大概能拿到多少percentage ？

其他的银行哪个比较容易拿到80%? 已经otp 了一直在等贷款，banker速度不给了啊，回复也很慢。
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该帖荣获当日十大第6，奖励楼主8分以及12华新币，时间：2016-07-30 22:00:03。

是看到最近OCBC的促销不错。。申请的时候是外国人身份，现在刚拿到PR身份会不会更容易拿到80%？

*36 months FDMR OCBC*

OCBC 36 Months Fixed Deposit Mortgage Rate currently at 0.65%

Free Conversion if 36 Months Fixed Deposit Rate Increases
Or within 6 Months After TOP of property

3 years Lock-In

Year 1: FDMR + 0.86% = 1.51%
Year 2 to TA: FDMR + 1.00% = 1.65%


*1 Month SIBOR OCBC*

Current 1 month SIBOR at approx. 0.69%

Free conversion within 6 months after TOP of property.

3 Years Lock in

Year 1: 1M SIBOR + 0.51% = 1.20%
Year 2: 1M SIBOR + 0.70% = 1.39%
Year 3: 1M SIBOR + 0.80% = 1.49%
Year TA: 1M SIBOR +0.90% = 1.59%