*36 months FDMR OCBC*

OCBC 36 Months Fixed Deposit Mortgage Rate currently at 0.65%

Free Conversion if 36 Months Fixed Deposit Rate Increases
Or within 6 Months After TOP of property

3 years Lock-In

Year 1: FDMR + 0.86% = 1.51%
Year 2 to TA: FDMR + 1.00% = 1.65%


*1 Month SIBOR OCBC*

Current 1 month SIBOR at approx. 0.69%

Free conversion within 6 months after TOP of property.

3 Years Lock in

Year 1: 1M SIBOR + 0.51% = 1.20%
Year 2: 1M SIBOR + 0.70% = 1.39%
Year 3: 1M SIBOR + 0.80% = 1.49%
Year TA: 1M SIBOR +0.90% = 1.59%