凡人mm也开始奔牛人发展了。顶人品祝生意兴隆。呵呵
[king (3-21 23:45, Long long ago)]
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(引用 king:凡人mm也开始奔牛人发展了。顶人品祝生意兴隆。呵呵
)没有啦，房地产这块我还是刚开始入门整理这些资料也算是自己练手熟悉。
新人手生糗事一箩筐啊。我老板跟我说他第一次带客户去看房就迷路了，找不到地方，最后还是客户拿着地图把他带到正确的地址。
我第一次见客户做financial plan的时候，把stamp duty都算错了。后来只要有人找，再忙我都尽量下班抽空去跑一趟见个面，科普一下financial plan和购房程序，一方面混个脸熟，一方面也是强迫自己不要紧张。几次过后就能算的非常自在了。
话说兼职真是累啊，自从拿到执照到现在貌似我就完全没有休息过，完全没有周末的概念。最近一个月好像每天都睡不了几个小时。[凡人 (3-21 23:53, Long long ago)]
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(引用 凡人:没有啦，房地产这块我还是刚开始入门整理这些资料也算是自己练手熟悉。
新人手生糗事一箩筐啊。我老板跟我说他第一次带客户去看房就迷路...)忙碌点好， 这样的人生才充实吗？为了孩子，吃多少苦都是值得的。
加油。[king (3-22 0:02, Long long ago)]
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(引用 凡人:贷款银行这么多，我也没办法把所有的贷款都研究一遍，这里只谈谈我了解的，欢迎大家补充其他银行的。 最近看了OCBC, DBS, ANZ,CitiBank,...)呵呵， 最近会有个 HDB loan不错，[king (3-22 0:08, Long long ago)] [ 传统版 | sForum ][登录后回复]24楼
凡人mm怎么看最近3月的bto啊借帖求问，mm有没有看到hdb刚推出的3月的bto项目啊，想借mm的经验问问，你觉得综合来讲，sengkeng的那个好，还是punggol的好啊？目前结婚2年有一1岁宝宝 [本文发送自华新手机Wap版] [stephanie (3-22 10:38, Long long ago)] [ 传统版 | sForum ][登录后回复]25楼
(引用 stephanie:凡人mm怎么看最近3月的bto啊借帖求问，mm有没有看到hdb刚推出的3月的bto项目啊，想借mm的经验问问，你觉得综合来讲，sengkeng的那个好，�...)海峡时报封面都说了：PunggolTHE Housing Board has rolled out close to 4,000 new flats, with 470 in Punggol, the new town that has generated lots of buzz recently.
Experts expect the four- and five-room units there to be the most popular picks of the flats launched yesterday. Prices of the Punggol flats start from $294,000 for the four-room units, and $363,000 for the five-roomers.
But the other offerings, in Bukit Batok and Sengkang, could draw lower interest than normal, warned experts, as some buyers may adopt a wait-and-see approach as plans are being made to reduce the prices of new flats.
Yesterday's launch of Build-to-Order (BTO) projects is the HDB's second this year.
It is also the first time since last July that the Government has offered new flats in Punggol, which is being developed into a new centre of waterfront living.
A report last October showed median resale prices of flats there rising at 3.7 per cent, higher than the national average of 2.3 per cent, in a trend that analysts believe will accelerate.
But experts added that Punggol could well prove to be the only hot spot in the latest launch offering, as some buyers turn more cautious about taking up BTO flats in non-mature estates.
Yesterday's launch was the first since National Development Minister Khaw Boon Wan promised to bring down new flat prices in non-mature estates by 30 per cent. He had made it clear that the cheaper flats would come with restrictions to differentiate them from current BTO units.
With the details still to be revealed, buyers may hold back, said DWG senior manager Lee Sze Teck.
And as reports have emerged of delays in the completion of BTO projects, some might also choose to wait for the upcoming Sale of Balance Flats exercise instead, as these units have already been built. The HDB said yesterday that 3,000 flats will be available in the exercise in May.
Church worker Hwang E-wan, 30, and her fiance, said they would hold back. "We are also waiting to see what the Government will do to bring prices down," she said. "The more affordable, the better."
Yesterday's launch was also the last one this year before a new initiative to cater to those looking to buy their second flat from HDB kicks in. In May, the quota of new two- or three-room flats for second-timers will double, from 15 per cent to 30 per cent.
This is to help financially vulnerable families downgrade with ease, Mr Khaw said during the Budget debate earlier this month.[solo_estoy (3-22 10:41, Long long ago)]
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(引用 solo_estoy:海峡时报封面都说了：PunggolTHE Housing Board has rolled out close to 4,000 new flats, with 470 in Punggol, the new town that has...)榜鹅的还可以选择是否要干湿分区的厨房建屋局这次也在榜鹅的Matilda Portico项目，让买家选择是否要干湿分区的厨房。麦俊荣说，这样的设计概念很像私人公寓，尤其吸引年轻买家。
http://esales.hdb.gov.sg/hdbvsf/eampu03p.nsf/0/13MARBTOPG_page_1829/$file/typical.htm[solo_estoy (3-22 10:47, Long long ago)]
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(引用 solo_estoy:海峡时报封面都说了：PunggolTHE Housing Board has rolled out close to 4,000 new flats, with 470 in Punggol, the new town that has...)这地方小孩子入托上学都比较成问题吧？有小孩的，还是成熟区比较好吧[wen_1982 (3-22 11:02, Long long ago)] [ 传统版 | sForum ][登录后回复]28楼
(引用 wen_1982:这地方小孩子入托上学都比较成问题吧？有小孩的，还是成熟区比较好吧)嗯，bukit batok的不错，但是要等四年半！还是等五月的sale of balance flats吧。[solo_estoy (3-22 11:23, Long long ago)] [ 传统版 | sForum ][登录后回复]29楼
(引用 凡人:贷款银行这么多，我也没办法把所有的贷款都研究一遍，这里只谈谈我了解的，欢迎大家补充其他银行的。 最近看了OCBC, DBS, ANZ,CitiBank,...)这个一定要顶！太勤奋太敬业了！ [本文发送自华新手机Wap版] [燕妮 (3-22 13:40, Long long ago)] [ 传统版 | sForum ][登录后回复]30楼
(引用 凡人:公寓手续见内：简单的多公寓跟HDB最大的区别是：一切靠律师搞定，文件也是各个中介行自己出的，不像HDB什么都是定死了的，除了错只能去重...)借地问一下，家里如果有一个PR和一个citizen，那个ABS到底按哪边的算？[vingo (3-22 14:04, Long long ago)] [ 传统版 | sForum ][登录后回复]31楼
凡人姐姐，我有几个小问题想请教一下是关于公寓的
1. 你说公寓剩下的15% 要在exercise OTP之后8周内交，但是我们交房是exercise后12周，律师和我们说只要在交房之前交15%就可以了，是这样么？
2. 关于自住房子的税款问题，那个4%是没有交房之前就登记还是交房后再登记
3. 我们房子的valuation费用特别贵，而且给的房型图还是错的，这个可以找valuation 的公司赔偿么？[rei331 (3-22 14:18, Long long ago)]
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(引用 king:忙碌点好， 这样的人生才充实吗？为了孩子，吃多少苦都是值得的。
加油。)一直很佩服king兄阿不过，你这么努力为了孩子，你想要给他啥？
物质享受么？吃这么多苦？
孩子少点物质享受比较好吧。[watercooler (3-22 16:43, Long long ago)]
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(引用 凡人:贷款银行这么多，我也没办法把所有的贷款都研究一遍，这里只谈谈我了解的，欢迎大家补充其他银行的。
最近看了OCBC, DBS, ANZ,CitiBank,...)不过偶们换了sibor的浮动目前1。2%左右。还是这个划算吧。美联储不是说这五年变化不大？不过新加坡好像有点紧缩的意思。
不过没关系，利息上去，就还上它。[watercooler (3-22 16:46, Long long ago)]
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(引用 vingo:借地问一下，家里如果有一个PR和一个citizen，那个ABS到底按哪边的算？)高的 [本文发送自华新手机Wap版] [灵山 (3-22 16:49, Long long ago)] [ 传统版 | sForum ][登录后回复]35楼
(引用 凡人:公寓手续见内：简单的多公寓跟HDB最大的区别是：一切靠律师搞定，文件也是各个中介行自己出的，不像HDB什么都是定死了的，除了错只能去重...)给你说个好玩的。偶一个同事，孩子大概我们这个年纪。前一阵子的时候想买个五层的landed（我的妈呀），大概250万。然后她孩子们不愿意，说他们年纪大了，就别贷这么多了，买个小点的就行了。25k的定金打了水漂，然后她就觉得吧，买马票吧，结果把那25k给拿回来了。。。。[watercooler (3-22 16:50, Long long ago)] [ 传统版 | sForum ][登录后回复]36楼
(引用 灵山:高的)。。。。不买了，哼，换地方买去。[watercooler (3-22 16:51, Long long ago)] [ 传统版 | sForum ][登录后回复]37楼
(引用 watercooler:不过偶们换了sibor的浮动目前1。2%左右。还是这个划算吧。美联储不是说这五年变化不大？不过新加坡好像有点紧缩的意思。 不过没关系，利�...)哈哈， 羡慕cash多的人[king (3-22 17:21, Long long ago)] [ 传统版 | sForum ][登录后回复]38楼
(引用 watercooler:一直很佩服king兄阿不过，你这么努力为了孩子，你想要给他啥？
物质享受么？吃这么多苦？
孩子少点物质享受比较好吧。)哈哈， 这不是鼓励凡人mm吗在力所能及的范围内给孩子最好的。 呵呵
主要是我想享受。 哈哈[king (3-22 17:23, Long long ago)]
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(引用 king:哈哈， 这不是鼓励凡人mm吗在力所能及的范围内给孩子最好的。 呵呵 主要是我想享受。 哈哈)嗯。。这就对了。。。不要拿孩子当挡箭牌哈。[watercooler (3-22 17:26, Long long ago)] [ 传统版 | sForum ][登录后回复]40楼