朋友最近要买房，他的情况是这样的，老婆工作（假设工资少于2万每月），他在读书（只有allowance），有两个小孩，这样平均下来月收入少于5000。不知道算的对不对。。。
我有几个问题不明白，以下几个假设的情况是否可以拿到津贴。
1.额外津贴限制必须过去一年连续工作，这个条件是对一个人还是两个人。假设一个人工作了一年，另外一个工作了三个月，平均收入怎么算，是否还可以申请津贴。
2.假如两个人刚刚结婚，是否可以申请这个津贴，过去一年的平均收入可以算是家庭收入吗？

多谢了。

If monthly income of wife+husband+kids < S$8000, you can apply for S$30000 housing grant.

If monthly income of wife+husband+kids < S$5000, you can apply for additional housing grant.

The limits of 8000 and 5000 are household income (sum of gross pay for all family members), not average income for each family member.

If wife works for 1 year and husband works for 3 months, household income = wife + husband.

If both wife and husband did not work for 1 year, you can apply for additional grant. But you can not take any loan because you have no income proof. So you must pay everything by grant + cpf+cash.

You must be married to get the housing grant as family scheme. Or you provide the proof that you are gonna marry sooooon.

If your wife earns 20k per month, do please seriously forget about the grant.

For more detailed and convincing explanation, pls approach an agent or write to/call HDB.

Of course I may be wrong. If so, please let me know...

原来之前我的理解有些错误，平均是平均一年之内，计算的时候算的是家庭总收入。而且，购买人至少有一方持续工作一年以上。我个人认为这个额外津贴其实蛮适合这样的couple，一个全职读书，一个在学校或外面工作了一年。至于我朋友的情况，是不可以申请的。多谢了。

旨在人人有房，其实hidden condition很多，比如5年不可卖房，租房，不可投资private property. 你的朋友赚这么多，不需要拿的了，不然2年以后肯定后悔。。。

government is not stupid...

by the way, 5k is refering to monthly household income (of the past 12 months). 20k is apparently much more than the required.

would like to ask, for this situation, is your friend eligible to buy HDB? since their income is much more than 8k..
appreciate if anyone knows:)

如果是在二手市场买卖的话，是跟收入顶限无关的。