那是HPS return房屋贷款保险 claim 人少, HDB 把多余 保费还给了大家。
claim只是一部分原因,主要是投资回报
我发现您还真不仔细读
Q Why is there a Home Protection Scheme premium rebate exercise?
A Members pay Home Protection Scheme premiums that are actuarially fair. Notwithstanding this, better-than-expected investment gains of the Home Protection Fund and prudent management resulting in lower-than-projected claims experience allow the Board to offer a premium rebate to members while maintaining the long-term sustainability of the Fund.
Q Why is there a Home Protection Scheme premium rebate exercise?
A Members pay Home Protection Scheme premiums that are actuarially fair. Notwithstanding this, better-than-expected investment gains of the Home Protection Fund and prudent management resulting in lower-than-projected claims experience allow the Board to offer a premium rebate to members while maintaining the long-term sustainability of the Fund.