是的 希望新加坡一直是避税天堂我就怕到了62岁有房租收入，再加上如果还有工作收入，拿SRS 出来要交很多税舍不得。
所以想多了一点。 如果可以留遗产不算税最好。
不过 government can tax you even in the grave .. haha
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刚看多了下细则
确实去世后也是要交税的。 所以身体健康最重要。去世越早，余额越多，tax tier 越高，交税越多。不好意思，画风偏沉重。
https://www.iras.gov.sg/taxes/individual-income-tax/employees/deductions-for-individuals/special-tax-schemes/tax-on-srs-withdrawal
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If an SRS member passes away, any sum standing in his SRS account shall be deemed to be withdrawn on the date of his death.
SRS members who have not started the 10-year withdrawal period will enjoy the full tax exemption of $400,000.
Otherwise, the exemption amount will be adjusted based on the prior withdrawals made, and the number of years remaining in the 10-year withdrawal period.
50% of any remaining amount of such a full or deemed withdrawal would then be subject to tax i.e. 50% of {full or deemed amount withdrawn on death - [amount exempt from tax or adjusted exemption amount - amount withdrawn on medical/retirement ground in year of full withdrawal/death (capped at $40,000)]} is subject to tax.
https://www.iras.gov.sg/taxes/individual-income-tax/employees/deductions-for-individuals/special-tax-schemes/tax-on-srs-withdrawal
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If an SRS member passes away, any sum standing in his SRS account shall be deemed to be withdrawn on the date of his death.
SRS members who have not started the 10-year withdrawal period will enjoy the full tax exemption of $400,000.
Otherwise, the exemption amount will be adjusted based on the prior withdrawals made, and the number of years remaining in the 10-year withdrawal period.
50% of any remaining amount of such a full or deemed withdrawal would then be subject to tax i.e. 50% of {full or deemed amount withdrawn on death - [amount exempt from tax or adjusted exemption amount - amount withdrawn on medical/retirement ground in year of full withdrawal/death (capped at $40,000)]} is subject to tax.
Huasing Association 1999 - 2013